Responsibilities:

- Underwrite new and renewal commercial property business within established authority and underwriting guidelines.
- Evaluate COPE information, loss history, valuation, inspections, building condition, and third-party property data.
- Determine appropriate pricing, deductibles, limits, terms, conditions, exclusions, and coverage structures.
- Manage accounts through rate, quote, bind, endorsement, and renewal.
- Communicate directly with wholesale brokers regarding underwriting requirements and coverage terms.
- Review and apply AAIS, ISO, and manuscript commercial property forms and endorsements.
- Use property valuation, hazard, geospatial, inspection, and AI-assisted underwriting tools.
- Monitor portfolio performance, concentrations, loss trends, and emerging underwriting issues.
- Mentor junior underwriting staff and support consistent underwriting documentation and decision-making.
- Contribute to underwriting guidelines, product development, and process improvement.





QUALIFICATION STANDARDS

Qualifications

- 5 years of commercial property underwriting experience, preferably in an MGA, E&S; carrier, specialty insurer, or wholesale-focused underwriting environment.
- Demonstrated experience independently pricing, quoting, and binding commercial property risks.
- Strong understanding of COPE, property valuation, loss drivers, and commercial property coverage structures.
- Familiarity with ISO and/or AAIS commercial property forms.
- Experience using underwriting workbenches, rating platforms, policy administration systems, and property risk data.
- Solid broker communication, analytical judgment, and file documentation skills.
- Experience with older, historic, specialty, or complex properties is preferred but not required.

CPCU, ARM, AU, or similar professional designation is beneficial

📌 Senior Specialty Commercial Property Underwriter (India)
🏢 Eclaro Business Solutions
📍 India