We are looking for an experienced Senior Business Analyst with strong Banking and Financial Services domain expertise to join our Commercial / Corporate Banking delivery programme.

The candidate will act as a bridge between business stakeholders and technical delivery teams, translating complex banking requirements into clear functional specifications, user stories, and testable acceptance criteria.

The role requires hands-on experience in Lending (mandatory), Deposits, and Banking Pricing, along with strong expertise in Agile delivery, stakeholder management, requirements gathering, and end-to-end business process analysis.

The ideal candidate should have excellent analytical and communication skills and the ability to drive requirements independently while working closely with Product, Engineering, Architecture, and QA teams.

Key Responsibilities

1. Discovery & Requirements Gathering

- Lead business discovery and requirements elicitation across Lending, Deposits, and Pricing.
- Plan and conduct stakeholder workshops, interviews, and business discussions.
- Analyse current-state and future-state business processes and customer journeys.
- Document end-to-end business workflows, system integrations, APIs, and data flows.
- Convert business requirements into functional specifications, features, user stories, and acceptance criteria.

2. Agile Delivery & Collaboration
- Build, maintain, and manage a well-defined product backlog.
- Drive backlog refinement and prioritisation in collaboration with the Product Owner.
- Participate in Agile ceremonies, including sprint planning, backlog grooming, and Three Amigos sessions.
- Work closely with Product, Engineering, Architecture, and QA teams to ensure smooth delivery.
- Clarify business requirements, resolve functional queries, and support delivery teams throughout the sprint.
- Maintain requirements, decisions, and functional documentation in JIRA and Confluence.

3.



Functional Validation & Quality Assurance
- Validate delivered functionalities against agreed business requirements and acceptance criteria.
- Support UAT planning, execution, and business sign-off.
- Collaborate with QA teams to ensure comprehensive test coverage.
- Support defect triage, issue analysis, and resolution.
- Ensure delivered solutions meet business, pricing, lending, and risk-related requirements.

4. Stakeholder Management
- Act as the primary liaison between business stakeholders and technical teams.
- Manage stakeholder expectations and competing business priorities.
- Facilitate effective communication across multiple teams.
- Ensure timely resolution of business queries and maintain alignment between business expectations and technical delivery.

Mandatory Skills

- 8+ years of overall IT industry experience.
- Minimum 5+ years of relevant Business Analysis experience.
- Hands-on experience and prior project experience in Lending is mandatory.
- Strong Banking and Financial Services (BFSI) domain knowledge.
- Experience in Commercial Banking / Corporate Banking.
- Good functional understanding of Lending, Deposits, Pricing, and related banking products.
- Strong experience in business discovery, requirements gathering, and elicitation.
- Hands-on experience conducting stakeholder workshops and process-analysis sessions.
- Expertise in creating BRDs, FRDs, functional specifications, user stories, and acceptance criteria.
- Robust experience in Agile/Scrum delivery methodologies.
- Experience with backlog management, backlog refinement, prioritisation, and Three Amigos sessions.
- Experience working with Product Owners, Engineering, Architecture, and QA teams.
- Understanding of end-to-end business processes, system integrations, APIs, and data flows.
- Experience in functional testing, UAT, defect management, and business validation.
- Hands-on experience with JIRA and Confluence.
- Excellent analytical, problem-solving, communication, and stakeholder-management skills.

📌 Senior Banking Business Analyst - Lending (Gurugram)
🏢 Luxoft India
📍 Gurugram