Job Title- Business Finance Senior Analyst, AYST

Location- Mumbai, India

Job Summary

- The senior Analyst will support end-to-end business finance control for Securitised Products trading business with primary focus on Mortgage-Backed Securities (MBS), Collateralised Mortgage Obligations (CMOs).

- The role ensures accurate, timely and well controlled daily PL, balance sheet substantiation, independent price verification and reconciliation of front-office to general ledger. This role is based out in DIPL Mumbai and will be reporting to AVP / VP Business Finance Lead.

- As a Business Finance personnel, the core responsibilities are to ensure accurate reporting of Periodic PL, Risk and Balance Sheet based on sound business / product understanding along with strong accounting system knowhow.

Your Key Responsibilities

- Prepare, review and explain daily PL for Securitised Products - MBS, CMO, CMBS including attribution to market moves, prepayment behaviour, carry, new issue activity and trading positions

- Providing daily commentary and FVA variance investigation to Front Office traders and senior Finance managers

- Break investigation and resolution: Model vs Actual (Ledger) Cash, FO vs MO system Substantiate Balance-Sheet accounts, reconcile inventory and trade populations, and ensure completeness in line with MRP policy

- Analyse mortgage-specific drivers including prepayment speeds, CPR, PSA, TBA Exposure and Spec Pool valuation that impacts PL nos.

- Supports month-end close, including accounting to economic PL reconciliation, journal review,



certification support including understanding of accounting principles.

- Partners with Trading, Risk, Operations, Treasury, Technology and Finance stakeholders to resolve data, booking, valuation and settlement issues.

- Engages with CTB/SME ( Change the Bank / Subject Matter Expert) in order to deliver change

- Responsible for ensuring that Standard Operating Procedures are adhered to and updated for effectiveness on a timely basis

Your Skills and Experience

- Qualified Finance professional - CA or MBA in Finance or any related discipline.

- Typically, 4-7 years of experience in Product Control, Valuation control, Middle Office, Risk, or Fixed income Finance within Investment Bank

- Robust knowledge of Fixed Income and Securitised Products such as Agency MBS, CMO; and Bonds in general OTC, Loans and Listed Derivatives

- Experience with daily PL production, PL attribution, IPV, reserves/valuation adjustments, reconciliations and month-end close.

- Familiarity with GAAP/IFRS accounting concepts, fair-value measurement and internal controls over financial reporting

- Ability to identify opportunities to work with and apply AI, machine learning and intelligent automation to Product Control workflows, including PL production,



reconciliation, variance analysis, valuation review and exception management.

Core Competencies

- Attention to details and strong control mindset

- Proactive issue identification and escalation

- Intellectual curiosity and product expertise

- Strong interpersonal skills and ability to communicate effectively across global teams

- Well organized, able to clearly present results of work.

- Commitment to process improvement and automation

- Keeps pace with technological innovations and market driven initiatives

Education / Certification

- MBA (finance) or CA / ICWA / CFA.

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

Role: Analyst - Financial Planning & Analysis,

Industry Type: Banking,

Department: Finance & Accounting,

Employment Type: Full Time, Permanent

Role Category: Finance

Education

UG: Any Graduate

PG: MBA/PGDM in Any Specialization, CA in CA

Key Skills accountingaiai toolsautomationbalance sheetbondsbusiness financecfacmbscmosfinancefinancial reportingfixed incomegaapgeneral ledgerhtmlicwaifrsinternal controlsledgerlisted derivativesloansmachine learning

📌 Analyst - Business FInance (Mumbai)
🏢 Deutsche Bank
📍 Mumbai