KPMG is a global network of professional firms providing Audit, Tax and Advisory services. KPMG in India, a professional services firm, is the Indian member firm of KPMG International and was established in September 1993. Our professionals leverage the global network of firms, providing detailed knowledge of local laws, regulations, markets and competition. KPMG in India provide services to over 4,500 international and national clients, in India. KPMG has offices across India in Delhi, Noida, Gurugram, Chandigarh, Ahmedabad, Mumbai, Navi Mumbai, Pune, Jaipur, Chennai, Bangalore, Kochi, Hyderabad, Kolkata, Vododara and Vijayawada. The Indian firm has access to more than 20,000 Indian and expatriate professionals, many of whom are internationally trained. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.
KPMG Advisory professionals provide advice and assistance to enable companies, intermediaries and public sector bodies to mitigate risk, improve performance, and create value. KPMG firms provide a wide range of Risk Consulting, Management Consulting and Transactions & Restructuring services that can help clients respond to immediate needs as well as put in place the strategies for the longer term.
With increasing regulatory requirements, the need for greater transparency in operations, and disclosure norms, stakeholders require assurance beyond the traditional critique of numbers. Hence assurance is being increasingly required on industry issues,



business risks and key business processes. The Governance, Risk & Compliance Services practice assists companies and public sector bodies to mitigate risk, improve performance and create value.

We assist our clients to effectively manage business and process risks by providing a full spectrum of corporate governance, risk management, and Compliance Services. Our professionals provide the experience to help companies stay on track and deal with risks that could unhinge their business survival. Our services enable clients to effectively co-ordinate their key growth, quality and operational challenges and working in partnership with us, clients have the advantages of KPMG's experienced, objective, and industry-grounded viewpoints.

To conduct concurrent audits across all banking operations and functional areas, ensuring ongoing compliance with regulatory guidelines, internal policies, risk management frameworks, and operational controls. The role is responsible for identifying control gaps, process deficiencies, potential frauds, revenue leakages, and operational risks across the bank's branches, business units, and centralized processing centers.

Audit Coverage
Perform concurrent audit of the bank's key operational and business areas including:
Retail Banking Operations




Corporate and Commercial Banking
Treasury Operations
Trade Finance
Credit Administration and Monitoring
Digital Banking Channels
Deposits and Customer Service Operations
AML/KYC Compliance
Wealth Management Operations
Centralized Processing Units (CPU/CPC)
Loan Processing Hubs
Operational Audit
Verify adherence to approved policies, SOPs, and regulatory requirements.
Identify process gaps, irregularities, and operational risks.
Credit Audit
Review sanction, disbursement, documentation, and post-disbursement monitoring processes.
Verify compliance with approved credit terms and conditions.
Assess early warning signals and asset quality indicators.
Evaluate monitoring of stressed assets and NPA accounts.
Regulatory Compliance Review
Assess KYC, AML, CFT, FATCA, and customer due diligence compliance.
Review regulatory reporting accuracy and timeliness.
Evaluate adherence to internal risk and compliance frameworks.
Fraud Risk Management
Identify unusual transactions and potential fraud indicators.
Assess effectiveness of fraud prevention and detection controls.
Prepare detailed audit observations supported by evidence.
Classify findings based on risk severity.
Track closure of audit findings and management responses.
Monthly Concurrent Audit Reports
Regulatory Compliance Review Reports
Management Information System (MIS) Reports

If you are interested in being part of a dynamic team, serving clients and reaching your full potential – KPMG Advisory Services is for you!

📌 Manager, Audit Banking (Mumbai)
🏢 Kpmg Services
📍 Mumbai