Employment Type: Full-time, Permanent
Visa Sponsorship: Available (TSS 482 / ENS 186)
Experience Level: 3-8 years
We are seeking an experienced Credit Risk Manager to join our energetic team in Australia. This role is critical in managing and mitigating credit risk exposure across our portfolio while ensuring compliance with regulatory requirements and internal risk appetite frameworks.
Conduct comprehensive credit risk assessments for new and existing clients across various portfolios
Develop and maintain credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD)
Perform stress testing and scenario analysis to evaluate portfolio performance under adverse conditions
Monitor early warning indicators and implement proactive risk management strategies
Oversee credit risk across corporate, retail, and SME portfolios
Establish and monitor credit limits, exposure thresholds, and risk parameters
Collaborate with business units to optimize risk-adjusted returns
Stay current with evolving regulatory landscape and implement necessary changes
Support internal and external audit processes
Design and implement credit risk policies, procedures, and frameworks
Develop risk appetite statements and tolerance levels
Create and maintain risk reporting dashboards and metrics
Establish governance structures for credit risk management
Present risk assessments and recommendations to Credit Committee and Board
Collaborate with finance, legal, and business teams on risk-related initiatives
Provide training and guidance to junior risk professionals
Bachelor's degree in Finance, Economics, Mathematics, Statistics, or related field
Minimum 3-8 years of credit risk management experience in Australian financial services
Willingness to relocate or travel to either Australia.
Excellent communication skills in English.