The Territory Manager –SEPL is responsible for sourcing and managing loan business through Direct Sales Teams (DSTs), Liability Branches, Connectors and existing channel partners. The role focuses on building a high-quality loan portfolio while ensuring adherence to internal policies and regulatory guidelines. The role holder is expected to lead a team, maintain solid market relationships, and drive business growth in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank's retail lending business.
Maintain a high-quality loan portfolio by minimizing delinquencies and rejections.
Stay updated on retail asset products, operational processes, and market trends.
Ensure adherence to all internal policies, processes, and compliance guidelines.




Recommend improvements to sales processes and credit policies to enhance operational efficiency and customer service quality.
Graduate in any discipline.
Postgraduate qualification (MBA/PGDM) is preferred.
Experience
~ Minimum 2 years of relevant experience in retail lending, preferably in enterprise loans or similar asset-based financing.

Strong understanding of retail lending products and credit operations.
Proven ability to manage sales channels and drive business growth.
Analytical mindset with a focus on portfolio quality and risk management.

📌 Regional sales Directors (Bengaluru)
🏢 IDFC
📍 Bengaluru