JOB DESCRIPTIONJob Purpose

"This position is open with Bajaj Finance Ltd."

Duties and Responsibilities

The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & individuals are extended loans in line with BFL's risk policies.

BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
FTL 2 - New Car loans

Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.

This role reports to the Regional Credit Manager.

This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as refinance perspective.

Key Responsibilities:
Underwriting of current car loans business.
Incorporate industry best practices with respect to processing turn-around, risk metrics and policy.




Provide an inside perspective on underwriting as managed by the leading financiers in the industry.
Drive ownership of internal processes & compliance with underwriting policies.
Support Business, Risk & Operations in meeting the long term goals of the respective businesses.

Required Qualifications and Experience
Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting.
At least 3 years underwriting experience in used car loans with a reputed bank/NBFC.

Skills
High process orientation.
Valuable analytical skills.
Positive attitude.
Positive communication skills, with proficiency in English.
Ability to interact and build common ground with various stakeholders in the business.

Locations
Job Level: GB04
Job Title: Senior Unit Manager - UW Compliance
Job Location Country: India
State: MAHARASHTRA
Region: West
City: Pune
Location Name: Pune Corporate Office - Fountainhead Tier Megapolis

📌 Unit Manager Uw Compliance/senior Unit Pune
🏢 Bajaj FinServ
📍 Pune