Role Overview:
We are looking to hire a Credit Analyst with experience in Infrastructure / Project Finance to evaluate large-scale projects and corporate exposures. The role involves detailed credit assessment, financial modeling, and ongoing monitoring of infra assets and borrowers.
Key Responsibilities:
Preparation of detailed Credit Appraisal Notes (CRANs) for Infrastructure projects and Large Corporates
Conduct in-depth analysis of project cash flows, financial models, and key risk factors (traffic, regulatory, execution, etc.)
Engage with business teams to structure transactions and finalize terms & conditions from a risk perspective
Interact with clients to gather relevant financial and operational information for credit evaluation
Monitor sanctioned exposures in line with approval terms and highlight early warning signals
Prepare Monthly / Quarterly Monitoring Reports for the infrastructure credit portfolio
Track project progress, compliance with covenants, and identify deviations
Escalate non-compliances with actionable recommendations
Conduct site visits and submit detailed inspection / progress reports
Manage internal and external queries related to credit assessments
Candidate Requirements:
Experience in Credit Underwriting / Analysis for Infrastructure / Project Finance or Large Corporates
Robust understanding of project finance structures, concession agreements, and sector-specific risks (roads, power, renewable, etc.)
Proficiency in financial modeling and advanced Excel
Prior exposure to infrastructure sector lending / advisory preferred
CA / MBA (Finance) / CFA
Solid analytical, communication, and stakeholder management skills