Immediate Joiner only

PRINCIPAL RESPONSIBLITIES
Perform comprehensive post-closing underwriting reviews of mortgage loan flies in accordance with established underwriting guidelines
Analyze borrower credit profiles, Income documentation, assets, employment history, and collateral information to assess loan eligibility and risk
Review loan files for completeness, accuracy, and compliance with client, investor, and agency requirements.
Identify underwriting exceptions, documentation deficiencies, and potential risk factors, and escalate issues as appropriate. 6 Ensure all assigned loans are reviewed within agreed turnaround times (TATs) and service level agreements (SLAs).
Adhere to investor, agency, regulatory, and client-specific underwriting guidelines.
Maintain high levels of quality and accuracy in undertriting decisions and documentation reviews
Ensure compliance with company policies, information security requirements,



and mortgage industry regulations. 10 Participate in quality reviews dimplement feedback received from Quality Analysts, SMEs, and Team Leads

CRITICAL SKILLS REQUIRED
Solid knowledge of US Residential and Commercial Mortgage Underwriting processes.
Expertise in Credit analysis, Income calculation and validation, Asset verification and review, Collateral assessment, Lotan eligibilty review & Risk assessment
Thorough understanding of agency, investor, regulatory, and client-specific underwriting guidelines
Strong analytical and decision-making capabilities
Ability to interpret complex financial and underwriting documents.
Positive verbal and written communicadon skills.
Solid attention to detall and commitment to quality

📌 Loan Processing Specialist Pune
🏢 Wipro
📍 Pune