- Head of Risk

Job Role: Head of Risk

Department: Risk

Location: Bangalore HO

Reporting To: Chief Risk Officer

Grade: V25/V26

Job Purpose To support the Chief Risk Officer in developing and implementing a robust risk management framework across LAP, Housing Loans, Gold Loans, MSME Loans and other lending products while ensuring effective identification, monitoring and mitigation of risks.

1. Portfolio Analysis:

- Monthly Monitoring and analysis of Bounce trend for different parameters.
- Portfolio Analysis on movement of PAR, NPA on monthly basis
- Portfolio Analysis of critical policy parameters on monthly basis and develop action plans for policy updations.
- Develop Early warning signal mechanisms.

1. Fraud Risk Management :

- Handle Fraud Risk Management activities.
- Conduct discreet checks




- Handle RCU Team for Risk checks and maintain TAT

1. Credit Risk Management

- Manage the policy related responsibilities
- Manage Business rule engine and system related updations
- Deviation analysis w.r.t portfolio parameters

1. Other Responsibilities

- Support Chief Risk Officer in Risk committee meeting presentations.
- Manage the team members effectively.

Job Requirements Qualification: Graduate; MBA/CA/CFA/FRM preferred

Experience: 15-20 years in NBFC, HFC, Banking or Retail Lending Risk Management

Functional Competencies: ERM, Credit Risk, Portfolio Analytics, Risk Modelling, Regulatory Compliance

📌 Risk Head (Bengaluru)
🏢 Vistaar Finance
📍 Bengaluru