Role & responsibilities:

- Develop and execute business strategies aligned with organizational objectives.
- Identify growth opportunities, market expansion prospects, and business development initiatives across Southern Markets.
- Conduct market research, competitor benchmarking, and industry analysis.
- Work closely with senior management to drive strategic business initiative.
- Oversee and strengthen credit risk assessment and underwriting frameworks.
- Evaluate credit proposals, risk exposure, portfolio quality, and business performance.
- Develop and implement underwriting policies in line with business and risk appetite.
- Identify emerging risk trends and recommend appropriate mitigation strategies.
- Monitor portfolio performance, delinquency trends, NPA levels, and credit quality.
- Drive business strategy and risk management initiatives across Southern markets, including Tamil Nadu, Karnataka, Kerala, Telangana, and Andhra Pradesh.
- Understand regional market dynamics, customer profiles, and competitive landscape.




- Evaluate geographical risk factors and recommend market-specific underwriting strategies.
- Partner with regional business teams to balance business growth with portfolio quality.
- Collaborate with Business, Credit, Risk, Finance, and Operations teams.
- Prepare periodic business performance reports, risk dashboards, and management presentations.
- Present strategic recommendations and portfolio insights to senior leadership.
- Drive process improvements and operational efficiencies. Skills & Requirements:

- MBA / CA / Postgraduate in discipline
- 5-10 years of relevant experience in Corporate Strategy, Credit Risk, Underwriting, or Business Strategy.

- Experience handling or managing Southern India markets.
- Solid analytical, financial modelling, and problem-solving skills.
- Proficiency in MS Excel and PowerPoint; knowledge of Power BI or other analytics tools will be an advantage.
- Excellent communication, stakeholder management, and presentation skills.

📌 Manager/Senior Manager (Mumbai)
🏢 Capri Global Capital (CGCL)
📍 Mumbai