The Enterprise Risk Management & Risk Oversight (ERM&RO;) organization within Global Risk and Compliance (a Second Line of Defense function) is responsible for identifying and managing risk across all business units, functions, processes, and geographies at American Express.

The ERM Framework, Governance and Reporting team within ERM&RO; provides an independent view of risks faced by American Express and is responsible for aggregating the risk profile for the Company. The team is focused on key risk management activities, including but not limited to, risk identification and assessment, risk appetite, effective challenge, and committee governance and reporting.

These responsibilities span the AXP Bank Holding Company as well as the subsidiary US Bank (American Express National Bank).

Qualifications:

- Bachelor's degree in finance, economics, business administration, or related field; advanced degree required.
- Minimum 8 years of experience in enterprise risk management, or similar risk management discipline, within the financial services industry.
- Strong understanding of financial markets, products, and regulatory requirements impacting risk management.
- Proven track record of designing and implementing enterprise-wide risk management frameworks and methodologies.
- Excellent analytical, communication, and influencing skills with the ability to interact effectively with senior stakeholders.
- Demonstrated leadership capabilities, including the ability to build and motivate high-performing teams.
- Professional certifications such as FRM, PRM, or CRM are highly desirable.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.



From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global in office wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

📌 Director-Risk Management (Gurugram)
🏢 American Express
📍 Gurugram