- Risk Portfolio management for each of the Co-lending partner.
- Culture Anchor:
- Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them.
- Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.
Duties and Responsibilities The role will manage all Risk related activities of a current Strategic Business Initiative of the Company - "Co-Lending". The role will manage multiple products - Micro Finance, Personal Loans, Housing, Commercial Vehicle, Tractor &
- Gold Loan.
Co-Lending Portfolio Monitoring
- Responsible for Product Program, Existing policy changes and implementation of Policy rules on System.
- Responsible for Portfolio Management according to annual operating plans and Risk KPI's.
- Responsible for Loan Loss budgeting &
- AOP delivery on various risk KPIs.
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes business strategies, market environment or portfolio performance.
- Responsible for tracking portfolio performance/TTD Metrics/Approval Rates.
Data Infrastructure &
- MIS
- Responsible for setting up Data Infrastructure related to Risk for Co-Lending business.
- Responsible for developing and publishing monthly risk reports to Senior Management.
- Responsible for Partner wise Monthly Risk deck preparation.
Development &
- Management of Credit Rule Engine
- Developing and managing Rule Engine coding to code Risk Policy rules of each Co-lending partner.
- Responsible for getting UAT testing of risk rules coded & sign off.
- Understanding any policy rule changes communicated by the External Partners and executing the coding, testing & sign off of the rule changes.
- Ensuring that the Rule Engine is working as coded and Error Rate is Nil.
- Responsible for Risk Masters maintenance in system.
- Alignment of Co-Lending Partners masters with our internal systems.
Required Qualifications and Experience
- Practice Emotional Intelligence - Develops the team, supporting them to do more.
- Listens to others, stays calm under pressure, and treats everyone with respect.
Locations
- Job Level: GB02
- Job Title: Deputy Manager - BFSD DMS High IRR
- Job Location: Country India
- State: RAJASTHAN
- Region: North
- City: Kota
- Location Name: Kota
- Tier: Tier 2
📌 Deputy Manager - BFSD DMS High IRR (India)
🏢 Bajaj FinServ
📍 India
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.