1 Digital Credit Assessment:
• Utilize digital tools and technologies to assess creditworthiness of SME clients.
• Implement data-driven credit scoring models for automated decision-making. 2 Credit Policy Adherence:
• Ensure strict adherence to credit policies and procedures.
• Evaluate credit applications against established criteria. 3 Effective Credit Processing:
• Streamline the credit approval process using digital solutions.
• Minimize manual intervention and enhance efficiency. 4 Data Analysis:
• Analyze financial data, credit reports, and other relevant information.
• Identify key factors influencing credit decisions. 5 Risk Evaluation:
• Assess credit risks associated with SME clients.
• Determine appropriate credit limits and terms.
• Communicate with SME clients to gather additional information and clarify details.
• Provide feedback on credit decisions to clients when necessary.



6 Documentation and Records:
• Maintain comprehensive records of credit assessments and decisions.
• Ensure documentation is complete and accurate. 7 Compliance and Regulations:
• Ensure compliance with regulatory requirements in digital credit assessments.
• Stay updated on relevant regulations and implement necessary changes. 8 Credit Monitoring:
• Implement digital tools for ongoing credit monitoring and portfolio management.
• Identify early warning signals of credit issues. 9 Team Collaboration:
• Collaborate with cross-functional teams, including technology and data analytics teams.
• Ensure seamless integration of digital credit assessment solutions. Qualifications
Minimum Degree: Post Graduate/Graduate in any discipline.

📌 Manager Credit Mumbai
🏢 Tata Capital
📍 Mumbai