Key Responsibilities:
Develop and manage gold loan credit policies, including LTV norms, per-gram rates, gold purity standards, and loan eligibility.
Monitor portfolio performance, NPA levels, LTV breaches, delinquencies, and auction realization.
Formulate and govern gold loan auction and recovery policies.
Ensure compliance with RBI regulations and applicable legal guidelines related to gold loans, including gold storage, insurance, and customer notifications.
Act as the key point of contact for audits, regulatory inspections, and internal risk reviews.
Candidate Requirements:
5 – 12 years of experience in NBFCs or banking.
Minimum 3 years of hands-on experience in Gold Loan Risk / Credit Policy is mandatory.
Solid understanding of RBI gold loan regulations, LTV management, auction processes, and portfolio risk monitoring.
MBA / CA / CFA or equivalent qualification preferred.
Significant: Candidates must have direct experience in the Gold Loan domain, specifically in Risk or Policy.
General lending, personal loan, home loan, or other credit risk experience without gold loan exposure will not be considered.
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Referral Request: Know someone with relevant Gold Loan Risk & Policy experience Please tag them in the comments or share this opportunity with your network.
Hiring #GoldLoan #GoldLoanRisk #CreditPolicy #RiskManagement #NBFC #BankingJobs #RBICompliance #GoldLoanJobs #ReferralHiring #Recruitment
📌 Gold Loan Risk & Policy Manager/senior Manager Mumbai
🏢 The Premier Consultants ( Recruitment Company )
📍 Mumbai
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