Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and conditions that address client credit risk and transaction risk.
Assure Annual Reviews and obligor risk ratings of assigned portfolio are done within prescribed timelines.
Assure post approval activities and other credit related tasks are completed on time.
Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations.
Reviewing all relevant legal documentation (i.e. credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SG policies.
Ensure compliance with all applicable regulatory requirements and credit policies for the portfolios assigned.
Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality including monitoring covenants and watch list triggers.
Be proactive to take up adhoc and complex assignments while not impacting the scheduled annual reviews.
Assist team lead in managing the portfolio by training recent joiners and taking up complex files.

📌 Lead Credit Analyst Corporates Bengaluru
🏢 Société Générale
📍 Bengaluru