Commercial Banking Business Analyst Position Overview We are seeking an experienced Commercial Banking Business Analyst with a strong background in business analysis, product ownership, and end to end commercial banking processes. The ideal candidate will bring deep domain expertise across lending, trade finance, payments, cash and liquidity management, and modern banking platforms. Key Responsibilities Partner with business stakeholders to gather, analyse, and document business requirements, process flows, and system changes. Act as a Product Owner to define product vision, prioritize the product backlog, and collaborate with cross-functional teams for successful delivery. Translate business needs into user stories, epics, and acceptance criteria aligned with Agile best practices. Work closely with Scrum Teams by participating in Sprint Planning, Daily Stand-Ups, Backlog Grooming/Refinement, Sprint Reviews, and Retrospectives. Ensure backlog items are clearly defined, estimated, and ready for development teams each sprint. Facilitate communication between business and technical teams to ensure alignment throughout Agile delivery cycles. Support and enhance team agility by identifying process improvements and promoting Agile ways of working. Conduct gap analysis, assess impacts, propose solutions, and contribute to iterative delivery of product enhancements. Lead UAT planning, scenario design, and validation for system enhancements delivered in Agile increments. Provide domain expertise across commercial lending, trade finance, payments, cash management, and related platforms (e.g., Required Experience & Skills Experience Minimum 10 years of overall qualified experience in financial services or banking domains.



Proven experience as a Business Analyst and/or Product Owner. Hands-on experience in at least one of the following areas: Commercial Banking Commercial Lending Trade Finance Payments Asset Finance Cash & Liquidity Management Additional Responsibilities:

Business Analyst should own the translation of these requirements into technical solutions and document those solutions in Functional Specification Designs. Leverage tools to draw Process flow diagrams which technical team can leverage to document technical design. Provide business partner application support which includes working with Downstream and upstream application managers, operation and business users, technology and vendor(s) to resolve issues. Continuously Liaise with project and program managers to review project timelines, Risks at the program level, Risk Mitigation strategies, etc. and solutions to meet each project management activities. Experience with both traditional Waterfall SDLC and Agile/Lean methodologies. Must have strong problem-solving abilities, self-starter, sound team player Must have excellent organizational skills and be able to handle multiple tasks to meet tight deadlines Strong ability to communicate effectively and influence decisions to achieve results Provide suitable documentation for Business-as-usual reference across different support levels (L1, L2 and L3). Demonstrated capability in stakeholder management, especially engaging senior business and technology partners. Strong understanding of banking regulations, operational processes, and workflow management (a plus). Preferred Qualifications Experience working in Agile delivery environments. Certification(s) such as CBAP, PO/PSM, or Agile Scrum (nice to have). Exposure to commercial credit lifecycle processes or banking transformation programs

📌 Banking - Business Analyst - Finance - Contract (Bengaluru)
🏢 Infosys
📍 Bengaluru