Are you passionate about solving roadblocks & challenges faced by MSMEs in India?

MSMEs contribute significantly to India’s total GDP. 90% of India’s ~$1 Trillion Retail Market is controlled by Micro, Small & Medium Enterprises (MSMEs). Which means ~$900B worth of commerce flows through these ~60M MSMEs in the form of shops/kiosks/homes, scattered all over the country. We at Khatabook, have a vision to empower MSMEs and help them increase their incomes.

We have built a product that brings efficiency in MSME operations by providing them easy to use tools to manage their receivables, inventory and billing which creates transparency in their cash flow. Within the Khatabook platform, we have also enabled the facility to take loans for their short term working capital needs for select Khatabook users that are displaying good credit behavior. Our app has been downloaded over 100 Million times with a monthly active user base of 8 Million+ which are adding 220 Million+ transactions with a transaction value of $18 Billion.

Why work with us?

People are our biggest asset! At Khatabook, every one of us is a dynamic superstar. We have carefully built an ecosystem that brings together talented people who dream, collaborate, experiment and break new ground. We're a robust team that values ownership, innovation, collaboration and continuous learning.

Your role:

We, at Khatabook, are looking for a Full Stack SDE- I to join our Lending Collections team. In this role, you will contribute to building and scaling technology solutions that streamline the loan collections lifecycle. You will work on developing reliable backend services, APIs and user-facing features that enable efficient repayment tracking, collections management and automation of collection workflows.

You will collaborate with product managers, designers and senior engineers to build solutions that improve operational efficiency,



enhance repayment experiences and support the scalability of our lending business.

What would you do at Khatabook?

- Build and Scale Backend Services: Design, develop and maintain scalable backend services and REST APIs that support lending and collections workflows.

- Develop Collections Solutions: Build technology solutions for repayment tracking, payment status updates, collection workflows and automation of operational processes.

- Full-Stack Development: Work across backend services and frontend applications, contributing to user-facing features and internal tools using technologies such as React and TypeScript.

- End-to-End Feature Ownership: Take ownership of assigned features across requirement understanding, development, testing, deployment and production monitoring.

- System Reliability & Performance: Write clean, maintainable and efficient code while debugging issues, improving application performance and ensuring system reliability.

- AI-First Development: Leverage AI-powered developer tools such as Cursor and GitHub Copilot to improve development productivity, code quality and engineering efficiency.

- Cross-Functional Collaboration: Work closely with product managers, designers, operations teams and senior engineers to understand business requirements and translate them into effective technical solutions.

What are we looking for?

- 1–2 years of hands-on experience in software development, preferably building backend services using Java/Spring Boot, Node.js/TypeScript or similar technologies.

- Good understanding of REST APIs, backend development, microservices architecture and database fundamentals.





- Working knowledge of frontend technologies such as React, JavaScript and TypeScript.

- Understanding of relational databases such as PostgreSQL or MySQL, including writing queries and designing database schemas.

- Strong fundamentals in data structures, algorithms, object-oriented programming and problem-solving.

- Familiarity with Git, debugging, testing and basic deployment practices.

- Exposure to cloud technologies such as AWS and containerisation tools like Docker/Kubernetes would be an added advantage.

- Willingness to explore and adopt AI-powered development tools such as Cursor, GitHub Copilot or similar tools.

- Strong ownership mindset, execution orientation and willingness to learn and take up challenging problems.

- Good written and verbal communication skills.

We exist to empower India’s 60 Million strong MSMEs. Our users’ motives, methodology, expectations and behaviour are significantly different from our own when they interact with the internet and technology ecosystem which makes it harder to build for them, to solve that. Our first offering – is an Android App that has been downloaded over 10 crore+ times, which has resulted in having an active merchant base of over 12 million users.

As more businesses are adopting digital for business than ever before, Khatabook’s goal can be summed up simply - Empowering merchants by simplifying their business through

- Building a complete business management platform.
- Helping businesses increase their incomes by providing them the power of technology and ammunition of insights & digital reports.
- Offering a platform catering to the specific needs of the MSME space.

We are an equal opportunity workplace. We expect your authentic, original selves at work always and stand against discrimination on the basis of caste, creed, gender, religion or background.

📌 Full Stack Developer - SDE - I (Bengaluru)
🏢 Khatabook
📍 Bengaluru