Purpose of the Role
The Credit Manager will be responsible for evaluating and managing credit risks associated with SME and mid-corporate clients. This position plays a pivotal role in ensuring that lending practices are aligned with the organization's risk management policies while also facilitating informed decision-making regarding credit approvals.

Scope of Work
Conduct in-depth analyses and appraisals of credit applications for SME and mid-corporate entities, ensuring comprehensive risk assessment.
Review financial statements, credit reports, and other pertinent documents to accurately gauge the creditworthiness of potential borrowers.
Formulate and enforce credit policies and procedures aimed at optimizing the efficiency of the credit evaluation process.
Collaborate closely with sales and relationship management teams to align client requirements with appropriate credit offerings.




Oversee the monitoring of the credit portfolio to mitigate risk exposure and ensure adherence to regulatory standards.
Prepare analytical reports and presentations for senior management, summarizing findings from credit assessments and portfolio performance metrics.

Candidate Requirements
Extensive knowledge in credit analysis, appraisal, and underwriting methodologies.
Familiarity with the nuances of SME banking, wholesale banking, and corporate banking frameworks.
Robust analytical acumen complemented by effective problem-solving capabilities.
Excellent verbal and written communication skills, enabling productive interactions with clients and internal stakeholders.
Competence in managing high-pressure situations while maintaining meticulous attention to detail.

📌 Credit Manager Credit Analysis, Credit Appraisal, Credit Underwriting Mumbai
🏢 SKILLVENTORY
📍 Mumbai