Education: CA only
Prepare Credit Appraisal Notes (CRANs) for SME clients by evaluating financial performance, repayment capacity, business operations, and credit risk.
Coordinate with business teams to discuss and finalize terms and conditions for risk assessment.
Interact with customers to obtain the necessary financial, business, and operational information for the preparation of CRANs.
Monitor credit accounts to ensure compliance with the terms and conditions stipulated by the Sanctioning Authority.
Prepare monthly and quarterly portfolio monitoring reports to assess account performance and identify potential risks.
Identify and escalate non-compliances, deviations, and early warning signals, along with appropriate action plans.
Conduct unit visits and submit inspection reports covering business operations, financial position, and compliance with sanctioned terms.
Manage and resolve escalations related to credit risk assessments in coordination with business teams and other stakeholders.

📌 Credit Manager Small Medium Enterprise Sme Bank Delhi (India)
🏢 Premier Consultants
📍 India