- Own the end-to-end product backlog for LMS modules covering:

o Loan lifecycle management o Repayments, schedules, accruals, prepayments, restructuring o Charges, fees, penalties o and GL mappings o Loan events and servicing rules o Support Integration requirements with Core Banking / Accounting Systems

- Act as the single point of accountability for LMS functional scope and priorities.
- Translate business and regulatory requirements into:

o User stories o Functional specifications o Acceptance criteria

- Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.
- Ensure stories are clear, testable, and implementation-ready for development teams.
- Continuously groom and refine the backlog with stakeholders
- Act as a bridge between business and technology, ensuring functional intent is correctly implemented.
- Ensure adherence to SDLC and governance processes

Requirements





• 10 plus years of experience in banking / financial services with strong exposure to

Loan Management Systems.

- Hands-on experience as a Product Owner / Business Analyst / Functional Lead for

LMS or loan servicing platforms.

- Strong understanding of:

o Loan lifecycle and servicing processes o Banking products and operations o Accounting and financial flows in lending

- Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.).
- Ability to write transparent user stories, acceptance criteria, and functional documents.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to create and review:

o Functional Requirement Documents (FRD)

o User Stories and Acceptance Criteria o Process flows and business rules

- Strong grounding in banking, finance, and business processes.

📌 roduct Owner – Loan Management System (LMS) (Noida)
🏢 MarketScope
📍 Noida