About the Company

Jupiter is a consumer financial services platform run by Amica Financial Technologies Private Limited and its group companies. The group runs regulated businesses in lending (NBFC and NBFC-P2P), prepaid payment instruments, insurance broking and mutual fund distribution, and is a UPI third-party application provider. With its partner banks, it offers co-branded savings accounts and credit cards on theJupiter app.

About the Role The Director - Legal & Compliance heads legal and compliance for the Jupiter group, covering nine entities regulated or governed by RBI, SEBI, IRDAI, NPCI, IFSCA and UIDAI frameworks.The role owns legal risk, regulatory compliance, and regulator engagement for the group. It works closely with the founders, product, business, finance, technology, and partner banks, and leads the in-house legal and compliance team.

Key responsibilities

- Draft, review and negotiate agreements across the group, including lending partnerships (LSP,DLA and co-lending), bank partnerships, insurer and distribution agreements, and technology,vendor and data agreements.
- Lead legal work on fundraising, both equity rounds (term sheets, investment and shareholders; agreements, due diligence and related FEMA and corporate filings) and debt(term loans, NCDs and other borrowings), from term sheet to closing.
- Advise product and business teams on new products and features, and own customer-facing documents such as terms and conditions, MITC, KFS, privacy policies, consent flows and campaign terms.
- Lead data protection compliance under the Digital Personal Data Protection Act, 2023 across the group.
- Manage litigation, legal notices and consumer disputes, and engage and supervise external counsel.
- Protect the group's intellectual property and manage contractual risk.

Regulatory compliance

- Own compliance for the groups NBFC, NBFC-P2P, PPI,



insurance broking and mutual fund distribution businesses, and its UPI third party application provider obligations.
- Ensure digital lending compliance across lender, LSP and DLA arrangements.
- Track regulatory changes from RBI, SEBI, IRDAI, NPCI, IFSCA and UIDAI, assess their impact and drive implementation with the business.
- Lead regulator inspections, audits and information requests, and draft regulatory responses, filings and licence applications.
- Support partner bank audits and due diligence for the group's bank partnerships.
- Oversee KYC and AML frameworks, and customer complaints escalated to regulators,including the RBI Ombudsman.
- Act as Compliance Officer for group entities where designated.

Leadership

- Lead, build and develop the legal and compliance team.
- Report on legal and compliance risk to senior management and the boards of group entities.
- Build and maintain compliance trackers, calendars and policies for the group.

Qualifications

- LL.B. from a recognised university.
- LL.M. or Company Secretary qualification.

Required Skills

What we are looking for:

- LL.B. from a recognised university.
- 15+ years of post-qualification experience, with substantial in-house time at a fintech, NBFC,bank or payments company.
- Deep, hands-on knowledge of RBI regulation for NBFCs, digital lending and PPIs, and working knowledge of SEBI, IRDAI and NPCI frameworks.
- A record of leading regulator inspections and engagement.
- Strong drafting and negotiation skills across commercial, financing and partnership agreements.
- Experience building and leading legal or compliance teams.
- Comfort working across several regulated entities in a quick-moving, product-led business.

Preferred Skills: Good to have

- LL.M. or Company Secretary qualification.
- Experience with IFSC (GIFT City) regulation or DPDP Act implementation.

📌 Director - Legal & Compliance (Bengaluru)
🏢 Jupiter
📍 Bengaluru