About KarncyAt Karncy, we're more than a fintech platform — we're a mission-driven team building the future of inclusive finance. By connecting investors with businesses, we provide innovative funding solutions that empower MSMEs to grow while creating meaningful investment opportunities.

Joining Karncy means being part of a collaborative and quick-paced environment at the intersection of technology, finance and innovation, where your contributions make a real difference.

Role OverviewWe are looking for a detail-oriented Credit Operations Executive to manage post-sanction credit operations, loan documentation, disbursement coordination, CIC reporting and portfolio monitoring.

The role involves ensuring that all loan documentation and operational activities are completed in accordance with sanction terms, internal credit policies and applicable regulatory requirements.

Key Responsibilities

- Manage post-sanction loan documentation, borrower records and verification of loan agreements, Key Fact Statements (KFS) and security documents.
- Ensure compliance with sanction terms and conditions, including closure of pre-disbursement and post-disbursement requirements.
- Coordinate with Business, Legal, Finance and Operations teams to facilitate timely disbursements and resolve operational issues.




- Handle CIC reporting (CIBIL/CRIF/Experian/Equifax), ensuring accurate and timely submission of credit information.
- Prepare and maintain daily, weekly and monthly MIS reports, loan documentation trackers and portfolio-related reports for management.
- Monitor repayment schedules, overdue accounts, outstanding balances, covenant compliance and end-use of funds, wherever applicable.
- Maintain records for internal, statutory and RBI audits.
- Ensure adherence to internal credit policies, SOPs and applicable regulatory requirements.
- Support continuous improvement of credit operations, documentation processes and operational controls.

Qualifications & Skills
- Bachelor's degree in Finance, Commerce, Business Administration or a related field.
- Relevant experience in credit operations, post-sanction activities or loan administration, preferably in NBFCs, banks or financial services.
- Basic understanding of loan documentation, disbursement processes and CIC reporting.
- Good working knowledge of MS Excel and MIS preparation.
- Strong attention to detail, coordination and documentation skills.
- Ability to work independently and collaboratively in a fast-paced environment.

📌 Credit Operations (Hyderabad)
🏢 Karncy
📍 Hyderabad