Job Description: Accounts Executive

Location: Noida

Experience: Fresher or 0-1 year

Salary: 15,000

Qualification: B.Com / M.Com / MBA (Finance) or equivalent

1. Banking Operations

- Coordinate with banks for day-to-day banking requirements and transactions.
- Monitor term loan, working capital, lease finance, and other banking facilities.
- Coordinate loan disbursements, repayments, interest calculations, and outstanding confirmations.
- Obtain and maintain SOA, repayment schedules, sanction letters, and facility documents from banks.

2. Loan & Financing Documentation

- Coordinate with banks for preparation and submission of loan-related documents.
- Arrange documents required for term loans, working capital limits, lease funding, and other financing facilities.
- Coordinate disbursement requests, repayment requests, and related documentation.
- Maintain records of sanction letters, loan agreements, security documents, and other facility-related documents.
- Coordinate NOC, release of securities, property documents, mortgage-related documentation, and charge-related documents.

3. Property & Security Documentation

- Coordinate with banks and internal teams for property and security-related documentation.
- Arrange documents required for Permission to Mortgage (PTM), Equitable Mortgage (EM), NOC, ESBTR/stamp duty, and other property-related banking requirements.
- Follow up with authorities, bankers, legal teams, and internal stakeholders until documentation is complete.

4. Bank Compliance & Documentation

- Ensure timely submission of documents requested by banks.
- Prepare document checklists and track pending documents.




- Maintain a banking documentation tracker with status, submission dates, and pending requirements.
- Coordinate with Finance, Legal, Secretarial, HR, and other departments to obtain required documents.
- Ensure all documents submitted to banks are complete, accurate, and properly authorised.

5. MIS & Reporting

- Prepare regular banking MIS and reports for management.
- Maintain details of outstanding loan amounts, repayment schedules, interest, limits, utilisation, and available drawing power.
- Prepare bank-wise summaries of loans and facilities.
- Track upcoming repayments, documentation deadlines, and other banking obligations.

6. Bank Coordination

- Act as the point of coordination between the company and banks or financial institutions.
- Follow up with relationship managers, credit teams, operations teams, and legal teams on pending matters.
- Coordinate meetings and discussions with bankers on funding, limit enhancement, documentation, and other requirements.
- Escalate pending banking issues to the reporting manager on time.

Required Skills

- Positive knowledge of banking and finance documentation.
- Working knowledge of term loans, working capital facilities, and loan repayment schedules.
- Good understanding of bank statements and reconciliation.
- Strong documentation and record-keeping skills.
- Good knowledge of MS Excel and MS Office.
- Good follow-up and coordination skills.
- Strong attention to detail.
- Good written and verbal communication skills.
- Ability to coordinate with banks, legal teams, consultants, and internal departments.
- Ability to manage multiple banking requirements at the same time.

📌 Account Executive (Noida)
🏢 Cyfuture
📍 Noida