About Mobi : Mobi is a leading online payment gateway in Asia, regulated by Bank Negara Malaysia. We empower businesses to accept and settle payments seamlessly across Malaysia, Indonesia, India, and beyond, supporting 50+ local methods including bank transfers, eWallets, QR, UPI, and cards. With fast, secure, and reliable solutions, Mobi simplifies cross-border transactions and ensures exceptional support for businesses of all sizes.

Role Overview: We are seeking a proactive and results-oriented Cross-Border Settlement Executive to join our Financial Operations team. This role is critical in managing the company’s cross-border payment processes, merchant settlements, and liquidity planning, while making real-time decisions on cash flow and pricing. The ideal candidate will combine operational excellence with strong analytical skills to ensure accuracy, timeliness, and efficiency across international settlement flows.

Key Responsibilities

- Cross-Border Payment & Remittance Management o Manage end-to-end settlement processes for cross-border transactions.

o Ensure timely and accurate payments to merchants across multiple jurisdictions.

o Resolve operational issues with banks, PSPs, and partners.

- Cash Flow & Liquidity Management o Monitor daily fund positions across currencies and corridors.

o Make real-time decisions to optimize liquidity and minimize costs.

o Anticipate funding needs to prevent settlement delays.

- Pricing & FX Impact Decisions o Evaluate exchange rates, transaction costs, and market conditions to inform pricing.

o Recommend adjustments to maintain competitiveness and margin protection.

o Track FX gains/losses and support mitigation strategies.





- Merchant Settlement & Relationship Support o Ensure settlements are efficient, compliant, and aligned with agreed timelines.

o Act as a point of contact for merchant settlement queries and escalations.

o Provide insights into merchant-level settlement trends.

- Risk Management & Compliance o Identify risks related to liquidity, FX exposure, and operational bottlenecks.

o Ensure settlement activities comply with AML, KYC, and regulatory requirements.

o Support internal and external audits with accurate documentation.

- Data Analysis & Reporting o Monitor KPIs, discrepancies, and settlement trends across corridors.

o Prepare regular reports for Finance leadership on cross-border flows.

o Contribute to process improvement and automation initiatives.

- Collaboration & Stakeholder Engagement o Work closely with Treasury, Legal, Compliance, and Operations teams.

o Partner with external financial institutions and service providers for smooth execution.

o Support management in strategic decision-making through operational insights.

Required Skills & Qualifications

- Bachelor’s degree in Finance, Accounting, Business, or related field.
- 3–6 years of experience in cross-border settlements, financial operations, or payments (fintech/payments/banking experience strongly preferred).
- Solid understanding of international payment regulations, currency management, and FX risk.
- Solid analytical skills with the ability to make real-time, data-driven decisions.
- Proficiency in financial systems, settlement platforms, and advanced Excel/Google Sheets.
- Excellent communication skills for working with internal teams and external partners.
- High attention to detail, problem-solving ability, and accountability.

📌 Cross Border Settlement Executive (Coimbatore)
🏢 mobi
📍 Coimbatore