Company Description: Velicham Finance is an India-based Non-Banking Financial Company (NBFC) founded in 2016 with a mission to empower communities through accessible and responsible credit. The company serves underserved households and small businesses in semi-urban and rural markets through an expanding branch network and a growing digital journey. Role Description: This is a full-time hybrid role for a Full Stack Engineer with flexibility for work-from-home arrangements. The Full Stack Engineer will design, develop, and maintain scalable web applications that support Velicham’s digital lending and customer service platforms. Daily responsibilities include building and integrating front-end interfaces and back-end services, writing clean and efficient code, and collaborating with product, design, and operations teams to translate business requirements into technical solutions. The role also involves optimizing application performance, ensuring security and data integrity, participating in code reviews, and maintaining documentation. The engineer will contribute to continuous improvement of the technology stack and help enhance digital experiences for rural and semi-urban customers. Qualifications
• Candidates should possess strong skills in Front-End Development and Cascading Style Sheets (CSS).




• Candidates should possess robust skills in Back-End Web Development and Software Development.
• Candidates should possess strong skills in Full-Stack Development, including integration of front-end and back-end systems.
• Experience with modern web frameworks, relational and/or NoSQL databases, and RESTful APIs is beneficial.
• Knowledge of secure coding practices, version control (e.g., Git), and CI/CD pipelines is desirable.
• Ability to work collaboratively in a hybrid environment, communicate clearly with cross-functional teams, and adapt to evolving product needs.
• Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
• Experience in financial services or building products for emerging markets is a plus. Skills & Experience Must-Have:
• 2–4 years of experience in backend development
• Strong hands-on coding experience
• Experience with APIs, databases, and system design
• Experience with AI coding
• Experience handling live production systems Good to Have:
• Exposure to React / Ruby / Node.js / Next.js
• Exposure to Flutter (not mandatory)
• Experience with AWS
• Experience using AI tools for coding, debugging, documentation, testing, or internal tool building
• Experience in fintech / lending / SaaS

📌 Full Stack Engineer (India)
🏢 Velicham Finance
📍 India