About Mobi : Mobi is a leading online payment gateway in Asia, regulated by Bank Negara Malaysia. We empower businesses to accept and settle payments seamlessly across Malaysia, Indonesia, India, and beyond, supporting 50+ local methods including bank transfers, eWallets, QR, UPI, and cards. With rapid, secure, and reliable solutions, Mobi simplifies cross-border transactions and ensures exceptional support for businesses of all sizes. Role Overview: We are seeking a proactive and results-oriented Cross-Border Settlement Executive to join our Financial Operations team. This role is critical in managing the company’s cross-border payment processes, merchant settlements, and liquidity planning, while making real-time decisions on cash flow and pricing. The ideal candidate will combine operational excellence with strong analytical skills to ensure accuracy, timeliness, and efficiency across international settlement flows.

Key Responsibilities
• Cross-Border Payment & Remittance Management o Manage end-to-end settlement processes for cross-border transactions. o Ensure timely and accurate payments to merchants across multiple jurisdictions. o Resolve operational issues with banks, PSPs, and partners.
• Cash Flow & Liquidity Management o Monitor daily fund positions across currencies and corridors. o Make real-time decisions to optimize liquidity and minimize costs. o Anticipate funding needs to prevent settlement delays.
• Pricing & FX Impact Decisions o Evaluate exchange rates, transaction costs, and market conditions to inform pricing. o Recommend adjustments to maintain competitiveness and margin protection. o Track FX gains/losses and support mitigation strategies.




• Merchant Settlement & Relationship Support o Ensure settlements are efficient, compliant, and aligned with agreed timelines. o Act as a point of contact for merchant settlement queries and escalations. o Provide insights into merchant-level settlement trends.
• Risk Management & Compliance o Identify risks related to liquidity, FX exposure, and operational bottlenecks. o Ensure settlement activities comply with AML, KYC, and regulatory requirements. o Support internal and external audits with accurate documentation.
• Data Analysis & Reporting o Monitor KPIs, discrepancies, and settlement trends across corridors. o Prepare regular reports for Finance leadership on cross-border flows. o Contribute to process improvement and automation initiatives.
• Collaboration & Stakeholder Engagement o Work closely with Treasury, Legal, Compliance, and Operations teams. o Partner with external financial institutions and service providers for smooth execution. o Support management in strategic decision-making through operational insights. Required Skills & Qualifications
• Bachelor’s degree in Finance, Accounting, Business, or related field.
• 3–6 years of experience in cross-border settlements, financial operations, or payments (fintech/payments/banking experience strongly preferred).
• Solid understanding of international payment regulations, currency management, and FX risk.
• Strong analytical skills with the ability to make real-time, data-driven decisions.
• Proficiency in financial systems, settlement platforms, and advanced Excel/Google Sheets.
• Excellent communication skills for working with internal teams and external partners.
• High attention to detail, problem-solving ability, and accountability.

📌 Cross Border Settlement Executive (Coimbatore)
🏢 mobi
📍 Coimbatore