Who We Are

At Kyndryl, we run and reimagine the mission-critical technology systems that drive advantage for the world’s leading businesses. We are at the heart of progress; with proven expertise and a continuous flow of AI-powered insight, enabling smarter decisions, faster innovation, and a lasting competitive edge. For our people—Kyndryls—that means doing purposeful work that powers human progress. Join us and experience a flexible, supportive environment where your well-being is prioritized and your potential can thrive.

The Role

Responsibilities

- Define target architecture and product design for core banking and related platforms
- Align product architecture with enterprise architecture, business strategy, and regulatory requirements
- Establish architecture principles, standards, and design patterns
- Own architecture across Temenos T24 ecosystem: Core banking (Accounts, Lending, Payments) | Product configuration and lifecycle
- Multi-entity and multi-currency setup | Ensure optimal use of Temenos capabilities with mínimal customization
- Design solutions spanning: Core banking (Temenos) | Payments (SEPA, SWIFT, Instant Payments) | Digital channels (web/mobile banking)
- Financial crime (AML/KYC systems) | Data platforms and regulatory reporting | Ensure consistency across systems and data flows
- Define integration patterns and architecture: API-first design (REST/SOAP) | Event-driven architecture | Middleware integration (ESB, microservices)
- Govern integration between Temenos & other systems
- Provide technical leadership to: Product Owners | Functional Analysts | Engineering teams
- Review and approve solution designs and technical deliverables
- Ensure adherence to architecture governance and standards
- Drive modernization initiatives: Cloud adoption (Azure/AWS)



| Microservices transformation | API enablement |
- Introduce emerging capabilities: AI-driven insights | Real-time processing

Your analytical and creative mindset will be put to the test as you anticipate trends, stay up-to-date on leading technology, and participate in Kyndryl's architectural boards. Your expertise will guide functional objectives and technologies, and you'll be a driving force in evaluating, identifying, and developing software solutions.

In addition to your technical prowess, you'll also be a strong leader and communicator, able to train and oversee the activities of our development team. You'll foster a collaborative environment and work closely with Marketing Managers, Product Managers, Programmers, and Engineers to ensure our software solutions are meeting the needs of our business and our customers.

This is a rare opportunity to work with some of the most talented minds in the industry and be part of an innovative company that is leading the way in software development. If you're ready to take your skills to the next level and make a real impact in the world of software engineering, we want to hear from you.

Your Future at Kyndryl Every position at Kyndryl offers a way forward to grow your career. We have opportunities that you won’t find anywhere else, including hands-on experience, learning opportunities, and the chance to certify in all major platforms.



One of the benefits of Kyndryl is that we work with customers in a variety of industries, from banking to retail. Whether you want to broaden your knowledge base or narrow your scope and specialize in a specific sector, you can find your opportunity here.

Who You Are

You’re good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you’re open and borderless - naturally inclusive in how you work with others.

Required Technical and Professional Expertise

- Deep expertise in Temenos T24 (Transact & ecosystem)

- Deposits / Accounts FT (Funds Transfer), LD (Lending), AA (Arrangement Architecture), Solid understanding of modules:

- 5 - 7 Years in Banking IT / Product Architecture roles

- Knowledge of Temenos architecture: TAFJ / TAFC | Integration frameworks (OFS, APIs)

- Experience in: Enterprise architecture frameworks (TOGAF preferred) | Solution design and architecture governance

- Ability to design: Scalable, resilient, and secure systems

- Strong expertise in: REST / SOAP APIs | Microservices architecture | Event-driven architecture | Middleware platforms (ESB, API gateways)

- Experience with: Cloud platforms (Azure) | Containerization (Docker, Kubernetes - plus) | DevOps and CI/CD pipelines

- Retail, Corporate, Private Banking | Payments (SEPA, SWIFT, Instant Payments) | Lending, Deposits, Wealth Mgmt | AML/KYC and regulatory processes

- JIRA / Confluence | Architecture modeling tools (Sparx, ArchiMate) | API management tools | Cloud & DevOps toolchains

Preferred Technical and Professional Experience

- Ban

📌 IT Product Architect (Bengaluru)
🏢 Kyndryl
📍 Bengaluru