We are seeking an experienced Business Analyst (Payments Domain) with strong expertise in Wire Transfers, ACH, FX transactions, and regulatory compliance to support enterprise payment platforms.

The BA will act as a bridge between business stakeholders and technology teams, ensuring high-quality requirement definition, functional clarity, and end-to-end traceability across the payment lifecycle. The role emphasizes AI-enabled insights, data-driven validation, domain-led quality assurance, and solid testing and sign-off governance.

Solid hands-on exposure to PEP+ (Mainframe-based), CNS (Consolidated Server), and Payment Exchange platforms is mandatory.

Key Responsibilities
Business

Analysis & Requirement Management
Elicit, analyse, and document business requirements for: o Wire Transfers (Domestic & International)

o ACH processing and clearing cycles o FX and cross-currency transactions




Prepare and manage: o BRD, FRD, User Stories, Acceptance Criteria
Ensure end-to-end traceability across: o Initiation ? Validation ? Routing ? Settlement ? Reconciliation
Collaborate with Product Owners for backlog refinement and prioritization
Conduct requirement walkthroughs ensuring clarity across teams
Payments Domain

Expertise
Apply robust domain knowledge in: o Payment lifecycle and STP processing o Exception handling and reconciliation processes
Ensure correctness of: o SWIFT (MT/MX) and ISO 20022 message formats o Cut-off times, settlement cycles, and holiday calendars o FX rate application and validations
Define business rules for: o Payment validation, routing, and processing

📌 Business Analyst Mumbai
🏢 Quality Engineering
📍 Mumbai