• POSITION DESCRIPTION JOB TITLE : Financial Analyst GRADE : M DEPARTMENT : Human Resources

LOCATION:
RO SUB-DEPARTMENT : Control TYPE OF POSITION : Full time REPORTS TO : REC Head REPORTING INTO NA
• ROLE PURPOSE & OBJECTIVE
• Regional Budgeting & Forecasting:
• Business Budgeting
• Expense Budgeting
• Tracking of Performance against budget in each product line and business line
• Overall business analysis:
• Sales
• Profit Line
• Growth line
• Performance Analysis
• Efficiency Parameter
- Form Flow, TAT, Productivity
• Evaluating each Bank Outlet Performance
• Regular Reviews with HO post regional review
• Financial Review
• Profitability Analysis
• Each Product Line Analysis,
• Each Business Line Analysis
• Region Analysis
• Monitoring of Audit Score and its resolution in the region
• Customer Satisfaction Score and ways to improve the customer satisfaction quotient
• New Initiative implementation and monitoring
• Publishing Monthly performance report to the Leadership team
• Facilitating Regulators and Investors Visits/Industry Partners –
• Support in study
• Assessment or Evaluation
• R&R; for the region
• Branch score card and its performance
• Cost expenditure analysis
• Department wise productivity analysis and keeping regional stats updated
• Product improvement: Connect with each Product and aware their improvement plan. Remedial plan of action for laggard products.
• SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE
• NA
• NA
• KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business/ Financials
• Industry Analysis and Competitor Study: Conducting a competitor study and industry analysis in partnership with sales and marketing team. Tracking the competitor closely and proposing key take away for Ujjivan.
• Business Planning and Budgeting:



Preparing the long-term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.
• Tracking of Business & Revenues: Publishing and analyzing relevant dashboards highlighting the performance of the business against the target/budget. Analyzing the performance of the different business units and highlighting the performers and non-performers. Assist business leaders in developing an action plan for the non-performers. Track revenues.
• Branch Profitability: Publish to regional leadership team the analysis on profitable/non-profitable verticals, branches etc. Customer (Both Internal & External)
• In coordination with SQ, analyze on the top customer complaints & come up with POA for concerned dept/ cluster/ state
• Guide Operations, IT, Business teams for any needful actions to be undertaken pursuant to any new requirements / changes in existing requirements per law
• Analyze on customer satisfaction: Publish dashboard on key customer service indicators like TAT, FTNR, Error rate etc.
• Internal Process
• Exit clearance : Exit clearance of the exited employees through HR sathi Internal Process
• Process Improvement: Understanding the current processes followed by the bank and suggest improvement to develop efficiency. Also developing and reviewing new business processes as per the strategic goals of Ujjivan.
• Cost Management and Cost Control:



Tracking the costs of various verticals against budget and performing the variance analysis. Also suggesting alternatives to optimize the costs incurred to improve profitability.
• Audit: Highlight on the defaulting departments with >90 days open issues in coordination with Audit.
• Vigilance: Coordinate with vigilance & share analysis on trend of snatching/ customer fraud/ staff fraud trend & recommend suitable action in coordination with concerned stakeholders Innovation & Learning
• Coordinate & organize major meetings in the region
- RLT, REC, state leader meeting. Publish minutes and keep track of open items
• Analyze GPTW score in the region in coordination with the HR & help execution of POA in coordination with RHR & REC
• Keep abreast with industry trend, highlight the key development in terms of product need or policy change Act as SPOC for regional projects & initiatives
• MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications
• B. Com. or equivalent. MBA / PGDM preferred but not mandatory Experience Range (Years And Core Experience Type)
• 0-1 Year Certifications
• NA Functional Skills
• Strong accounting/ financial background
• Expert in handling voluminous data & hands on experience with MS Office Behavioral Skills
• Adequate analytical skills
• Keen learning ability
• Strong verbal and written communication
• Time Management skills
• Crisis Management skills
• Strong negotiation skills Competencies
• Planning & Organizing
• Driving Execution
• Collaboration
• KEY INTERACTIONS INTERNAL EXTERNAL
• REC Head
• Regional Managers
• Finance and Accounts Team
• Vendors PREPARED BY: Rohan Shetty DATE: 05 September 2024 REVIEWED BY: Rohan Shetty DATE: 05 September 2024 LAST UPDATED BY: TM Team DATE: 05 September 2024

📌 Financial Analyst (Noida)
🏢 Ujjivan Small Finance Bank
📍 Noida