About Goldman Sachs

At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments, and individuals. For us, it’s all about bringing together people who are curious, collaborative and have the drive to make things possible for our clients and communities.

Global Banking & Markets

Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.

Business Unit Overview

Loan Management primarily supports the Global Banking and Markets Segment within Goldman Sachs. Loan Management, amongst other things, is responsible for directing and facilitating due diligence (at both, the deal and asset levels) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the US, EMEA and APAC.

The EMEA Mortgage desk makes markets in EMEA loan business (CRE/Resi/consumer) and Asset Backed securities, and increasingly places a large amount of focus on purchasing whole loan pools, originating/ financing new loan assets (CRE/Resi/consumer) or create new securities backed by loan assets which can be distributed to our clients. In this way the desk / structurers/ Loan management, in particular, are very much at the heart of a changing banking / capital-markets landscape, and designing ways in which Goldman can be a long-term participant in these new flows of capital.

Loan Management is currently seeking an Vice President to support the EMEA mortgage desk in its asset management activities. The VP will be primarily responsible for ongoing asset/loan management of EMEA commercial real estate loans, facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms.

Job Responsibilities

- Managing commercial real estate loans secured against a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, data centers, etc.

- Reviewing legal documentation, financial models, business plans,



and covenants to assess the loan and asset level risk.

- Ongoing monitoring of the asset and loan performance, preparing asset summary reports and internal business plan presentations, valuation analysis, market analysis.

- Supporting on critical workstreams including modification, restructuring, extensions, waivers etc. throughout the loan life cycle.

- Managing client relationships and interacting with property managers, legal counsel, servicers, co-lenders, institutional borrowers, etc. to ensure smooth / high-quality execution/monitoring of CRE deals.

- Data management of the CRE trades, including data setup, database management, ETL and data validations.

- Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits), monitoring of key deliverables and financial covenants under the legal documents.

- Ensure the flow of data underneath all of the analytics is accurate and correct. Working with mortgage desk, technology, and cash operations to achieve the same.

- Manage and create data related quality control checks for internal databases and provide resolution through analytic research.

- Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting.

- Maintains systems for tracking projects and communicate results to different business groups

Basic Qualifications

- 10-12 years of experience in mortgages or commercial real estate portfolios / collateral analytics / asset management, Data Management/ Modeling and handling ETL processes.

- Strong academic background – in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA.

- Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships.

- Solid analytical/logical mindset and attention to detail

- Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Tableau experience is a plus.

- Strong project management skills that include Stakeholder Management skills,



program management experience and ability to translate requirements to deliverables.

- Commercial focus and interest in financial and RE markets

- Mortgage banking or other financial industry experience preferred

- Able to work under tight time constraints and extended hours as required

- Ability to prioritize workload, manage expectations and is a team player.

We Offer Best-In-Class Perks

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLEVice President

OFFICE LOCATION(S)Bengaluru

JOB FUNCTIONLoan Management & Due Diligence

DIVISIONGlobal Banking & Markets

📌 GBM - Loan Management & Due Diligence - CRE - Vice President- Bengaluru
🏢 Goldman Sachs
📍 Bengaluru