We have opening for Product Manager (Digital Lending & FLDG).

Experience- 7 years

Interview Mode- Virtual

Work mode-5 Days WFO, 2 Saturday working in month as per business requirement.

Office Location- Kalyani Nagar, Pune, Maharashtra 411014

About the Role

We are seeking an experienced Product Manager to drive the strategy, development, and optimization of lending and collections products. The ideal candidate should have robust domain expertise in Digital Lending, Collection Portfolio Management, Portfolio Performance, P&L; Management, Reconciliation, Invoicing, and FLDG-driven lending models. The role requires close collaboration with business, operations, risk, technology, and analytics teams to deliver scalable lending solutions and achieve portfolio growth objectives.

Key Responsibilities

- Own end-to-end product lifecycle for lending and collections products.
- Drive product strategy, roadmap, and execution aligned with business goals.
- Manage product P&L; and monitor portfolio profitability.
- Define and enhance invoicing, reconciliation, and settlement processes.
- Track and improve collection portfolio performance and recovery metrics.
- Work on FLDG-based lending programs and fintech partnerships.
- Collaborate with risk, operations, technology, and business teams for product enhancements.
- Analyze portfolio trends, delinquency patterns,



and customer behavior to drive decision-making.
- Define business requirements and work closely with engineering teams for implementation.
- Monitor key KPIs including disbursement, collections, revenue, portfolio growth, and NPA metrics.

Mandatory Skills

- Product Management
- Digital Lending
- P&L; Management
- Collection Portfolio Management
- Portfolio Performance Monitoring
- Financial Reconciliation
- Invoicing & Billing
- FLDG (First Loss Default Guarantee)
- Loan Management System (LMS)
- Loan Origination System (LOS)
- Collection Management Systems
- Credit Risk & Portfolio Analytics
- Loan Servicing
- Recovery & Collections Strategy
- Stakeholder Management

If you are interested, please share your following details on- [email protected]

1. Total Experience-
2. Relevant Experience-
3. Current Location-
4. Current/ Previous CTC-
5. Expected CTC-
6. Notice Period/ LWD-
7. Pan NO-
8. DOB-

Role: Technology Product Management - Other, Industry Type: Consumer Electronics & Appliances, Department: Product Management, Employment Type: Full Time, Permanent Role Category: Product Management - Technology Education UG: Graduation Not Required Key Skills Product StrategyProduct ManagementPortfolio ManagementFintechUnsecured LendingBfsiFLDGPersonal LoanslUnsecured LoansPLMSNBFCDigital Lending

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