Job Process: Credit Analysis of Business Loan and Supply Chain Finance
Shift: Normal Day Shift
Experience Required: Relevant experience in Corporate Banking, Financial Institutions and Commercial Banking – 10 to 12 years
Location: Bengaluru.
Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)
Role performed by credit analyst:
Review of credit applications & supporting documents (overall financial capacity and capability to pay back)
Credit report (recommendation on whether to approve/decline the credit application)
Present credit report to internal committee.
Requisite of Team Handling Role.
Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytic function. Ability to interpret and highlight risks and early warning signals.
Valuable understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.
Ability to weigh macro and company factors for risk analysis and recommendations.
At least 10-12 years of relevant experience in credit underwriting (not credit operations) and credit reports
Credit decision making – approval authority is added advantage.
📌 Head of Credit upto 15lpa (Bengaluru)
🏢 Sterlion
📍 Bengaluru
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