Role & responsibilities

- Manager IT Operational Risk Management framework covering core banking systems, digital channels, APIs, cloud infrastructure, and technology operations.

- Conduct Risk & Control Self-Assessments (RCSA), control testing, and risk reviews across IT functions.

- Assess risks related to FinTech integrations, digital lending platforms, payment ecosystems, open banking APIs, and technology outsourcing arrangements.

- Oversee Third-Party Risk Management (TPRM), including vendor due diligence, onboarding assessments, periodic reviews, and ongoing monitoring.

- Review IT General Controls (ITGC), access management, change management, incident management, patch management, and vulnerability remediation processes.

- Monitor Key Risk Indicators (KRIs), technology incidents, operational loss events, cyber incidents, and remediation plans.

- Evaluate Information Security controls, Business Continuity Planning (BCP), Disaster Recovery (DR), and cyber resilience frameworks.

- Ensure compliance with RBI guidelines on IT Governance, Cyber Security,



Digital Lending, Outsourcing, and Information Security.

- Participate in technology risk assessments for current products, system implementations, cloud migrations, and digital transformation initiatives.

- Liaise with IT, Information Security, FinTech partners, Compliance, Internal Audit, and business stakeholders for effective risk governance.

- Prepare risk dashboards, committee presentations, and reports for senior management and Risk Committees.

Preferred candidate profile

- 12+ years of experience in Operational Risk handling Information Security Risk, or Technology Governance within Banking, NBFCs, FinTechs, or Financial Services.

- Strong exposure to Core Banking Systems, Digital Banking, Payment Platforms, UPI, APIs, Cloud Infrastructure, and Vendor Risk Management.

Interested candidates may share their updated resume on [email protected].

📌 Assistant Vice President- IT Operational Risk (Varanasi)
🏢 Utkarsh Small Finance Bank
📍 Varanasi