Job Description

Position Title: Housing Loan (HL) Sales Executive
Location: Coimbatore, Tamil Nadu
Experience Required: 2 to 3 Years (Prior experience in Housing Loan / Mortgage sales is mandatory)
Salary Band: ₹25,000 to ₹30,000 per month (Gross/Fixed, as per experience)
Incentives: Attractive performance-linked monthly incentives on disbursements
Employment Type: Full-Time (On-Field / Channel & Direct Sales)

Role Overview.

We are seeking a driven and experienced Housing Loan Sales Executive to join our mortgage sales team in Coimbatore. The candidate will be responsible for driving business across multiple home loan and mortgage segments through builder tie-ups, real estate connectors, DSAs, and direct open-market leads, ensuring smooth end-to-end processing from login to final disbursement.Target Product & Loan Segments

- Home Purchase & Construction Loans: Ready-to-move properties, under-construction builder projects, self-construction, and plot + construction loans.
- Affordable Housing Loans: Sourcing small-to-mid ticket housing loans for self-employed, informal income, and low-to-middle-income customer segments.
- Balance Transfer (BT) & Top-Up Loans: Identifying existing home loan borrowers from other banks/HFCs for rate-switch transfers and additional top-up funding.
- Loan Against Property (LAP): Cross-selling commercial and residential mortgage loans for business expansion or personal needs.

Key Responsibilities

- Business Sourcing & Channel Management: Generate leads across all mortgage segments through local builders, real estate brokers, architects, DSAs, and open-market field activities in Coimbatore.
- Client Consultation: Meet prospective borrowers, assess income and property eligibility, and pitch suitable loan products (Prime HL, Affordable HL, BT/Top-Up, or LAP) with clear explanations of ROI and EMI structures.
- End-to-End File Processing: Collect KYC,



income documents (salary slips, bank statements, ITR/financials, cash-flow assessments), and property papers. Coordinate closely with credit, legal, and technical valuation teams for timely sanction and disbursement.
- Disbursement & Target Achievement: Achieve assigned monthly volume and unit targets across fresh home loans, balance transfers, and LAP disbursements.
- Relationship Building: Maintain strong ongoing relationships with builders and channel partners to secure preferred financier status at residential project sites.
- Compliance & Due Diligence: Conduct basic preliminary checks on borrower profiles and property titles while adhering strictly to company credit and KYC norms.

Candidate Requirements

- Experience: 2 to 3 years of proven field sales experience strictly in Housing Loans (HL) / Mortgages with a Bank, HFC (Housing Finance Company), NBFC, or Mortgage DSA.
- Education: Any Graduate (B.Com, BBA, BA, or equivalent preferred).
- Domain Knowledge: Practical understanding of local property documents (EC, Patta, Chitta, Sale Deed, DTCP/LPA approvals) and income assessment for both salaried and self-employed profiles.
- Location Knowledge: Strong familiarity with Coimbatore's residential corridors, developing suburbs, and local builder ecosystem.
- Mandatory Assets: Must possess a valid driving license and own a two-wheeler for daily field travel.
- Skills:
- Fluent in Tamil and working proficiency in English.
- Strong relationship-building, negotiation, and follow-up skills.

What We Offer

- Competitive fixed salary (₹25,000 – ₹30,000/month) plus high-earning slab-based disbursement incentives.
- Incentive as per performance
- Transparent career progression into Senior Sales Executive / Team Leader roles in the mortgage vertical.

Interested candidates, share your cv to [email protected]

Pay: ₹25,000.00 - ₹30,000.00 per month

Work Location: In person

📌 Front Line Sales Executive- Housing Loan (Coimbatore)
🏢 Finxecute Solutions Private
📍 Coimbatore