US Mortgage Bankruptcy Specialist

Location: Gandhinagar / Chennai
Experience: 1–7 Years
Salary: Up to ₹8 LPA
Band: BPO 2
Shift: US Shift
Work Mode: Work From Office (5 days a week)
Process: US Mortgage Bankruptcy

Job Summary

We are looking for a knowledgeable and detail-oriented US Mortgage Bankruptcy Specialist to handle bankruptcy-related mortgage servicing activities. The candidate will be responsible for reviewing bankruptcy cases, preparing legal documentation, maintaining accurate payment histories, and supporting bankruptcy processes in compliance with US bankruptcy guidelines.

The ideal candidate should have hands-on experience in US mortgage bankruptcy operations, particularly Chapter 7, Chapter 11, and Chapter 13 proceedings.

Key Responsibilities

- Handle US mortgage bankruptcy processes, including bankruptcy setup, case updates, corrections, modifications, closure, and discharge.

- Prepare Proof of Claims (POC) and Motion for Relief (MFR) drafts for attorney review.

- Work on bankruptcy-related activities such as PPFN, PCN, NOFC, Referrals to Release, Reaffirmations, Plan Reviews, SOI Reviews, and Transfer Notices.

- Prepare and review Form 410A and mortgage payment histories.

- Review bankruptcy documents and ensure accuracy of borrower information, account details, payment history, and bankruptcy dates.

- Understand and process Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases.

- Review Chapter 13 repayment plans, plan structures, eligibility, repayment terms, and discharge requirements.





- Ensure timely processing of bankruptcy-related requests and documentation.

- Maintain accurate case records and follow established process guidelines, quality standards, and compliance requirements.

- Coordinate with internal teams and legal representatives to resolve bankruptcy-related discrepancies and exceptions.

Required Skills & Qualifications

- Minimum 1–7 years of relevant experience in US Mortgage Bankruptcy operations.

- Basic degree completion with a minimum of 15 years of education.

- Working knowledge of US bankruptcy procedures and mortgage servicing operations.

- Hands-on experience with Proof of Claims (POC), Motion for Relief (MFR), and Form 410A.

- Experience in mortgage payment history preparation and review.

- Good understanding of Chapter 7, Chapter 11, and Chapter 13 bankruptcy processes.

- Knowledge of bankruptcy setup, corrections, modifications, closure, and discharge processes.

- Familiarity with PPFN, PCN, NOFC, Referrals to Release, Reaffirmations, Plan Review, SOI Review, and Transfer Notices.

- Good written and verbal communication skills in English.

- Robust attention to detail, analytical ability, and documentation skills.

Work Requirements

- Must be willing to work from the office five days a week.

- Must be comfortable working in US shifts.

- Must be willing to work from Gandhinagar or Chennai.

Important Eligibility Criteria

- Former TCS employees are not eligible to apply.

- PAN and Date of Birth (DOB) are mandatory for profile creation.

Interested candidates with relevant US Mortgage Bankruptcy experience are encouraged to apply.

📌 US Mortgage Bankruptcy Specialist (Gandhinagar)
🏢 Gratitude
📍 Gandhinagar