Company Name: Ninjacart

Job Title: Credit Operations Executive

Job Location: Kadubeesanahalli, Bangalore

Job Description

Ninjacart is looking for a Credit Operations Executive to evaluate loan applications, assess borrowers creditworthiness, identify financial risks, and support underwriting decisions in accordance with company credit policies.

Key Responsibilities
Analyze financial statements, bank statements, credit bureau reports, GST, ITR, and business performance.
Assess repayment capacity, cash flow, existing liabilities, and credit history.
Recommend loan approvals, rejections, deviations, and credit limit modifications.
Prepare credit notes, risk summaries, and underwriting reports.
Ensure compliance with credit policies and regulatory requirements.
Monitor portfolio performance and delinquency trends.
Coordinate with Sales, Operations,



Collections, Product, and Business teams.
Maintain underwriting accuracy, productivity, and turnaround time (TAT).
Identify prospects to improve credit processes and operational efficiency.

Required Qualifications & Skills
Bachelor’s/Master’s degree in Finance, Commerce, Economics, Business, or a related field.
Experience in lending, underwriting, credit risk, or credit operations.
Solid analytical and financial assessment skills.

Keywords

Credit Operations Executive, Credit Analyst, Credit Underwriting, Credit Risk Analyst, Lending Operations, Loan Assessment, Financial Analysis, Credit Risk Management, Fintech Jobs.

📌 Credit Operations Executive Fintech Bengaluru (India)
🏢 Ninjacart
📍 India