Duties and Responsibilities
The role of the Credit Manager will require a robust understanding of industry knowledge market intelligence and underwriting processes at BFL to ensure that only credit worthy firms Individuals are extended loans in line with BFLs risk policies.
BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
FTL 2 - Recent Car loans
This role reports to the Regional Credit Manager.
This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as re-finance perspective.
Key Responsibilities:
Underwriting of current car loans business
Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
To provide an inside perspective on under-writing as managed by the leading financiers in the industry
Drive ownership of internal processes compliance with underwriting policies
Support Business, Risk Operations in meeting the long term goals of the respective businesses
Required Qualifications and Experience
Chartered Accountant / MBA with atleast 3 years of experience in financial services under-writing
Atleast 3 years under-writing experience in used car loans with a reputed bank/NBFC
Skills
High process orientation
Good analytical skills
Positive attitude.
Good communication skills, with proficiency in English.
Ability to interact and build common ground with various stake-holders in the business