13 Nov
|
ECL FINANCE
|
Mumbai
13 Nov
ECL FINANCE
Mumbai
About ECL Finance Limited
Edelweiss is one of India’s leading financial services conglomerates, serving a diversified client
base across domestic and global markets. ECL Finance Limited (ECLF) is the MSME lending
arm of Edelweiss Financial Services.
We play a critical role in India’s expanding credit ecosystem by enabling Micro, Small and
Medium Enterprises (MSMEs) with timely, flexible and innovative financial solutions. MSMEs
form the backbone of India’s economy, and our purpose is to empower them to grow, sustain
and scale their businesses.
Our mission is to be a trusted financial partner to entrepreneurs in the Priority Sector, helping
unlock their potential and contribute meaningfully to India’s economic progress and the vision
of Atmanirbhar Bharat.
• Create detailed project plans and timelines, ensuring alignment with business goals and
delivery milestones.
• Establish governance frameworks and conduct regular reviews to ensure progress and
accountability.
• Manage risks, dependencies, and escalations proactively, ensuring timely resolution and
minimal impact.
• Track project progress against scope, schedule, and budget, providing regular status updates.
Coordinate effectively across internal teams and external vendors to ensure seamless delivery.
Responsibilities
1. Requirements Gathering & Analysis
• Collaborate with business stakeholders (credit, underwriting, operations, sales) to
gather and document functional and non-functional requirements.
• Analyze current loan origination processes and identify gaps, inefficiencies, and
improvement opportunities.
• Translate business needs into clear Business Requirement Documents (BRD),
Functional Specifications (FRD), and user stories.
2. LOS Implementation & Enhancements
• Work on implementation, configuration, or enhancement of Loan Origination Systems
(e.g., FinnOne, nCino, Finastra, Encompass, Temenos, etc.).
• Support system design by defining workflows, decision rules, and integrations.
• Participate in system upgrades, data migration,
and release management activities.
3. Stakeholder Management
• Act as a liaison between business teams and technical teams.
• Conduct workshops, interviews, and requirement validation sessions.
• Provide regular updates and ensure alignment on project goals.
4. Process Improvement
• Analyze loan lifecycle processes (application, underwriting, approval, disbursement).
• Recommend automation opportunities and process standardization.
• Support digital transformation initiatives within lending operations.
5. Testing & Quality Assurance
• Prepare test cases, scenarios, and acceptance criteria.
• Perform User Acceptance Testing (UAT) and support defect resolution.
• Ensure system outputs meet business requirements and compliance standards.
6. Regulatory & Compliance Support
• Ensure LOS processes adhere to regulatory guidelines (RBI, KYC, AML, etc.).
• Support audit and compliance reporting requirements.
7. Data Analysis & Reporting
• Analyze loan data to identify trends, risks, and performance metrics.
• Prepare dashboards and MIS reports for management decision-making.
Required Skills & Qualifications
Education
• Bachelor’s degree in Finance, Business Administration, IT, or related field
• MBA or relevant certification (preferred)
Experience
• 3–8 years of experience as a PMOin banking/financial services
• Hands-on experience with Loan Origination Systems (LOS)
Technical Skills
• Knowledge of lending products (Retail, SME, Corporate loans)
• Familiarity with LOS platforms and workflow tools
• Basic understanding of SQL, data analysis, or reporting tools (Excel, Power BI, Tableau)
• Experience with Agile/Scrum methodologies
Domain Expertise
• Strong understanding of lending lifecycle:
o Application intake
o Credit assessment
o Underwriting
o Approval & disbursement
• Knowledge of credit policies and risk assessment frameworks
Soft Skills
• Excellent analytical and problem-solving skills
• Solid communication and documentation abilities
• Stakeholder management and collaboration
• Attention to detail and process-oriented mindset
📌 Digital Project Manager (Mumbai)
🏢 ECL FINANCE
📍 Mumbai