Role description

Job Title: Technical Product Owner - Payment Gateway

Experience Range

- 5+ years in Product Management / Technical Product Ownership
- 3+ years of hands-on experience in Payment Gateway, Payment Processing, or FinTech products
- Experience in regulated financial/payment systems preferred

Hiring Location

- Bangalore / Chennai / Pune / Hyderabad (Open to discussion based on business requirements)

Must-Have Skills

Product Ownership & Agile

- Product Ownership and Backlog Management
- Product Roadmap Planning & Execution
- Requirements Gathering and Analysis
- User Story & Acceptance Criteria Creation
- Agile / Scrum Methodologies
- Sprint Planning, Backlog Grooming, Reviews & Retrospectives

Payment Gateway & Payments Domain

- Strong experience in Payment Gateway and Payment Processing systems
- Deep understanding of payment lifecycle:
- Authorization
- Capture
- Settlement
- Reconciliation
- Refunds
- Chargebacks
- Recurring Payments

- Payment Processors, Card Networks, Acquiring Banks, and Merchants
- Payment API integrations and payment workflows

Security & Compliance

- PCI-DSS Compliance
- Payment Security Standards
- Tokenization & Encryption
- PSD2, GDPR, and related regulatory requirements
- Fraud Prevention and Risk Management

Technical Skills

- API Integration & Management
- Payment Gateway Architecture
- Database Knowledge (SQL preferred)
- Technical Documentation Review
- Ability to collaborate with Engineering teams on technical design discussions




- Understanding of payment integration patterns and webhook processing

Stakeholder Management

- Cross-functional collaboration with Engineering, QA, Design, Operations, Compliance, and Business teams
- Customer and stakeholder management
- Product demonstrations and requirement workshops
- Solid communication and presentation skills

Good-to-Have Skills

- B2B SaaS or Enterprise Product experience
- FinTech domain expertise
- Payment API design and strategy
- Microservices Architecture
- Cloud-based payment platforms
- UAT Planning & Execution
- Product Analytics and KPI Tracking
- Competitive Analysis & Market Research
- Experience with Visa, Mastercard, AMEX ecosystems
- Knowledge of payment sandbox/testing environments
- CSPO, PSPO, SAFe Product Owner/Product Manager certifications

Skills

Product Management, Market Research, Competitive Analysis, Requirements Gathering, Payment APIs, Payment Processing, User Acceptance Testing, Scrum

About UST
UST is a global digital transformation solutions provider. For more than 20 years, UST has worked side by side with the world’s best companies to make a real impact through transformation. Powered by technology, inspired by people and led by purpose, UST partners with their clients from design to operation. With deep domain expertise and a future-proof philosophy, UST embeds innovation and agility into their clients’ organizations. With over 30,000 employees in 30 countries, UST builds for boundless impact—touching billions of lives in the process.

📌 Technical Product Owner (Maharashtra)
🏢 UST
📍 Maharashtra