An insurance advisor acts as a licensed consultant who bridges the gap between insurance providers and clients, helping individuals and businesses choose appropriate protection plans (such as life, health, motor, or property insurance) based on their specific risk profiles and financial goals. Core Responsibilities • Needs Assessment: Evaluate clients' financial situations, family structures, income, and risk tolerance. • Policy Recommendation: Explain policy details, coverages, exclusions, and premiums in transparent, simple terms. • Client Advocacy & Claims Support: Assist clients during policy renewals, life changes (e.g., marriage, birth of a child), and filing insurance claims. • Compliance & Ethics: Operate under regulatory standards (such as IRDAI guidelines in India), maintaining data confidentiality and proper documentation. • Relationship & Lead Management: Build a client base through networking, follow-ups, and post-sale service. Required Qualifications & Eligibility • Education: Minimum Class 10 qualification for rural regions or Class 12 for urban areas (some corporate or broker roles prefer a bachelor’s degree in finance, business,



or economics). • Training & Certification: Completion of mandatory training hours (e.g., 25 hours for fresh advisors) followed by a certification examination through authorized regulatory bodies (such as IRDAI-approved institutes in India or Insurance Institute of India). • Licensing: Must hold a valid, active insurance advisor or broker license. Key Skills • Communication & Active Listening: Ability to translate complex insurance jargon into plain language and understand client concerns. • Financial Literacy & Analytical Skills: Competence in reviewing financial portfolios and matching them with risk management products. • Sales & Negotiation: Ethical selling skills to negotiate competitive premiums and favorable terms with underwriters. • Organization & Digital Proficiency: Managing client CRM systems, tracking policy renewals, and utilizing digital advisory tools.

Pay: ₹22,000.00 - ₹25,000.00 per month

Benefits:

- Flexible schedule

Work Location: In person

📌 Insurance Advisor (Pimpri-Chinchwad)
🏢 Meditunne healthcare
📍 Pimpri-Chinchwad