Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
We are currently seeking an experienced professional to join our team in the role of Associate Director,WCR Analytics.
• We’re seeking an experienced IRB Model Development skilled to join the HBUS Wholesale Credit Risk Analytics team. This role is designed for a hands-on modelling lead who can deliver end-to-end regulatory capital model development and maintenance (e.g., PD/LGD/EAD), partner closely with HBUS and MENA along with Group stakeholders and operate confidently within model governance and lifecycle standards.
• Driving model development deliveries with strong technical rigor. Ensuring adherence to global model standards and documentation expectations. Managing stakeholder engagement across Risk, Business, Finance, MRM, and Data/Technology partners. Supporting a 7-8 member team (where applicable) through mentoring, quality review, and delivery planning. This role reports into the Senior VP, GRA India – Wholesale Credit Risk Analytics, who leads the initiative from the India CoE perspective In this role, you will:
• Delivery of one or more IRB model engagements across HBUS wholesale portfolios, including Development, redevelopment, enhancement, and maintenance of IRB models (e.g., PD, LGD, EAD) in line with required refresh/review cycles.
• Apply strong quantitative expertise (e.g., regression/statistical modelling, segmentation, calibration, performance testing) and translate outcomes into clear risk/business narratives.
• Ensure model development is compliant with applicable internal standards and regulatory expectations (e.g., conceptual soundness, performance evidence, stability,



conservatism where required).
• Back-testing, benchmarking, sensitivity analysis, and performance monitoring design. Documentation pack preparation (methodology, data, limitations, implementation guidance). Partner with Model Risk Management (MRM) and internal reviewers/approvers to drive efficient review cycles and address feedback with strong audit trail.
• Follow the global model standards when supporting model development, validation support, implementation readiness and monitoring. Work with stakeholders to ensure model artefacts are implementation-ready:
• Engage with onshore team leaders (in HBUS/MENA), senior management, project owners/sponsors, model reviewers and approvers to deliver high-quality outputs at the first attempt.
• Lead 7-8 analysts across HBUS and MENA/HBAP Regions supporting Wholesale Credit Risk Analytics. Lead and support workforce management reporting and provide insights to senior stakeholders.
• Stakeholders typically include (HBUS, MENA/HBAP and Group Aligned):Wholesale Credit Risk (WCR) / WCRM stakeholders, Model Risk Management (MRM), Regional/Group GRA portfolio leads and model owners
• Finance partners supporting capital and reporting impacts, Data / Technology partners supporting sourcing, pipelines, implementation and controls. Business stakeholders in Corporate and Institutional Banking (CIB) and portfolio management teams (as relevant)
• Promote collaboration with Group and Regional teams to achieve business objectives. Manage performance for your team on periodic basis adopting ‘How We Lead’ principles.



Support training and participate in technical workshops to enhance overall teams’ relevance in the industry. Work with international and multicultural teams, adapting to local regulatory and business requirements. To be successful you will:
• Masters in any numeric discipline Stats/Maths, Engineering (or B-tech with relevance experience , Economics, MS / MBA in Finance.
• 12+ years of experience in banking domain / regulatory risk analytics/ capital management. Relevant experience in banking, risk analytics, consultancy, or advisory roles.
• Strong understanding of the regulatory environment and model lifecycle processes. Knowledge of wholesale Risk portfolios, models and data specific to HBUS would be preferred.
• Expertise in dealing with data. Coding (preferably in Python) will be considered a differential.
• Proven ability to deliver complex projects within agreed timescales, managing multiple priorities. Analytical mindset with strong problem-solving skills and attention to detail.
• Experience with system implementation, governance procedures, and process automation is a plus. You’ll achieve more at HSBC Hsbc.
Com/Careers HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. *Issued By HSBC Electronic Data Processing (India) Private LTD*

📌 Associate Director,WCR Analytics (Bengaluru)
🏢 HSBC
📍 Bengaluru