Job Description – Credit Manager

Company Name:* Skyrise Credit & Marketing Limited.

Job Location:* C-8, 3rd Floor, New Krishna Park, Vikaspuri, New Delhi – 110018. & C-59 Noida Sec 2 Nearest Metro Station Sec 15.

Job Type:* Full-Time.

Experience Required:* 1–3 Years.

Joining:* Immediate Joiners or Candidates with up to 15 Days' Notice Period Preferred.

# Job Overview

We are looking for a skilled and result-oriented Credit Manager to join our growing NBFC team in Delhi. The candidate will be responsible for managing short-term loan credit operations, evaluating loan applications, assessing customers' creditworthiness, and ensuring sound credit decisions while maintaining compliance with company policies and regulatory guidelines.

# Key Roles & Responsibilities

- Manage and oversee the end-to-end loan processing and credit approval process.

- Analyze CIBIL reports, credit scores, repayment history, and financial documents.

- Evaluate customer creditworthiness and identify potential credit risks.

- Assess loan applications and recommend appropriate credit limits based on risk evaluation.

- Ensure proper verification and validation of customer documents.

- Monitor loan portfolios and identify high-risk or overdue accounts.

- Maintain accuracy in credit assessment, documentation, and MIS reporting.

- Coordinate with sales, operations, and collection teams for smooth loan processing.

- Ensure adherence to internal credit policies, risk management standards, and applicable regulatory requirements.





- Supervise and guide team members to achieve departmental targets, wherever applicable.

#Required Skills & Qualifications

- Graduate in any discipline; candidates with a background in Finance, Commerce, or Banking will be preferred.

- 1–3 years of experience in Credit Management, Loan Processing, or Credit Analysis, preferably in an NBFC or Banking sector.

- Robust knowledge of CIBIL reports, credit scores, and credit risk assessment.

- Good understanding of short-term loan products and lending processes.

- Excellent analytical, decision-making, and problem-solving skills.

- Proficiency in MS Excel and basic MIS reporting.

- Good communication, coordination, and team management skills.

# Preferred Candidate Profile

- Candidates currently working in NBFCs, Fintech, or Banking institutions.

- Practical experience in evaluating personal loan or short-term loan applications.

- Ability to make independent and risk-based credit decisions.

- Strong attention to detail and ability to work in a target-driven environment.

- Candidates who can join immediately or within 15 days will be preferred.

#What We Offer

- Competitive salary based on experience and capabilities.

- Performance-based growth opportunities.

- Opportunity to work with a growing NBFC company.

- Professional and collaborative working environment.

# How to Apply

Interested candidates can share their updated resumes at:

Email:* (mailto: [email protected])

📌 Credit Manager (New Delhi)
🏢 skyrise credit and marketing
📍 New Delhi