Job Brief: - AU Small Finance Bank Limited is seeking a meticulous and experienced professional to join our Operations and Services team, specializing in the evaluation and appraisal of gold assets for loan processing. This role demands a deep understanding of gold valuation techniques, market trends, and regulatory compliance to ensure accurate and fair assessment of collateral. The ideal candidate will play a critical role in supporting the bank's gold loan portfolio by providing precise appraisals that mitigate risk and enhance customer trust. This position requires strong analytical skills, attention to detail, and the ability to work collaboratively within a dynamic financial services environment.

Responsibilities :-

- Conduct thorough physical inspection and verification of gold items submitted as collateral for loan processing.
- Accurately assess the purity, weight, and market value of gold assets using standardized testing methods and tools.
- Maintain up-to-date knowledge of current gold market prices and trends to ensure exact valuation.
- Prepare detailed appraisal reports and documentation in compliance with the banks policies and regulatory requirements.
- Collaborate with loan officers and operations teams to facilitate smooth processing of gold-backed loans.
- Identify and report any discrepancies, counterfeit items, or potential fraud related to gold collateral.




- Ensure adherence to safety and security protocols during the handling and storage of gold items.
- Participate in periodic audits and quality checks to maintain appraisal accuracy and operational integrity.
- Provide training and guidance to junior staff on gold appraisal techniques and compliance standards.
- Continuously update professional knowledge through industry seminars, workshops, and certifications relevant to gold appraisal and financial services.

Skill :-

- Gold Purity Testing
- Precious Metals Valuation
- Market Price Analysis
- Risk Assessment
- Regulatory Compliance
- Report Writing and Documentation
- Fraud Detection
- Inventory Management
- Customer Service
- Use of Assaying Equipment
- Attention to Detail
- Team Collaboration

Preferred Qualifications :-

- Bachelors degree in Commerce, Finance, or a related field; certification in gemology or precious metals appraisal is highly desirable.
- Minimum of 3-5 years of experience in gold appraisal or valuation within the financial services or jewelry industry.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 GOLD APPRAISER Professional (Panipat)
🏢 AU Small Finance Bank
📍 Panipat