Looking for immediate joiners only

Work location- Pune, Hinjewadi Phase- 2

Shifts- UK shifts

Transport- One way cab

Work mode- WFO- 5 days a week

Job Purpose

Manage and support Equipment Finance and Business Finance customers through the lifecycle of lending facilities, ensuring accurate processing, portfolio management, customer service excellence, risk compliance, and adherence to regulatory requirements. Support products such as Hire Purchase, Finance Lease, Asset-Based Lending, Invoice Finance, Commercial Lending, and related business finance solutions.

Key Responsibilities

Customer & Portfolio Management

- Manage a portfolio of business finance and equipment finance customers.
- Review customer accounts, facility performance, and funding utilization.
- Respond to customer queries related to contracts, settlements, payments, and account maintenance.
- Maintain robust stakeholder engagement with Relationship Managers, Credit Teams, and Operations.

Equipment Finance Operations

- Process new finance agreements, amendments, settlements, and contract variations.
- Support Hire Purchase, Finance Lease, and Asset Finance products.
- Validate asset documentation, invoices, agreements, and supporting evidence.
- Manage end-of-term activities including renewals, settlements, asset disposal, and contract closure.

Credit & Risk Monitoring

- Monitor portfolio performance indicators and risk triggers.
- Conduct account reviews and identify deteriorating customer trends.
- Escalate covenant breaches, arrears, and financial risks.
- Support annual reviews, KYC, AML, and financial crime assessments.
- Ensure compliance with internal lending policies and regulatory requirements.

Financial Analysis





- Review financial statements, management accounts, cash flow, and profitability.
- Perform affordability and repayment assessments.
- Analyse utilization trends, debtor performance, asset values, and customer exposures.
- Prepare portfolio reports and management information (MI).

Operational Control & Governance

- Perform reconciliations and quality checks.
- Ensure accurate maintenance of lending systems and customer records.
- Adhere to SOPs, risk controls, maker-checker processes, and audit requirements.
- Support internal and external audit activities.

Required Skills & Knowledge

Domain Knowledge

- Asset Finance
- Equipment Finance
- Invoice Finance
- Commercial Lending
- Portfolio Management
- Credit Risk Assessment
- Business Banking Products
- Financial Analysis
- Collections & Recoveries (desirable)

Technical Skills

- Financial statement analysis
- Credit assessment
- Risk monitoring
- Excel and MIS reporting
- Lending platforms and workflow systems
- Data analysis and reconciliation activities

Experience

- Equipment Finance, Asset Finance, Commercial Lending, Business Banking, Portfolio Management, Credit Operations, or Financial Services Operations.
- Proven experience in customer account management, risk reviews, lending support, or finance operations.

Key Performance Indicators (KPIs)

- SLA adherence
- Accuracy and quality scores
- Portfolio review completion
- Risk identification and escalation effectiveness
- Customer satisfaction
- Productivity and turnaround times
- Audit and compliance adherence

Operational loss/error reduction If interested, Please share updated resume on below email [email protected]

📌 We are hiring For Analyst role- UK Asset finance- Payout- Pune
🏢 Wipro
📍 Pune