Job highlights

- CA or MBA Finance with mortgage and credit underwriting expertise

- Review credit requests, manage credit appraisal, monitor portfolio quality, handle collections, ensure compliance, and support team development

Role & responsibilities

- Provides exceptional customer service through timely review of credit requests, smooth onboarding and query resolution.

- Ensures an effective credit appraisal process, financial analysis keeping in mind the customer and organizational needs & identify any probabilities of delinquencies.

- Acts as custodian of the portfolio, tracks & maintains overall portfolio quality, manages credit process and proactively monitors customer accounts.

- Owns collections for the territory and is responsible for allocation, monitoring and review of delinquent accounts.

- Manages post disbursement related documents and ensures adherence to credit compliance, legal and risk frameworks.

- Manages audit and hind-sighting activities.





- Enables achievement of territory business target by under-writing loan proposals with desired level of quality, ensuring product and policy norms are met and understood by the team.

- Imparts credit knowledge and nurtures team members and channel partners ensuring quality portfolio.

- Builds confidence in the market and channel partners through exemplary services from log-in to disbursement & post disbursement.

Preferred candidate profile

- Qualification - CA or MBA Finance (Full Time)

- Should be handling home loan and loan against property in current role, mortgage background.

- Knowledge of credit underwriting for mortgage related products.

- Regulatory, legal and compliance knowledge related to the mortgage industry.

- Analytical bent of mind with understanding of financial ratios.

- Planning and cooperative skills with detail-oriented mindset.

Interested candidates can mail their resume on [email protected]

📌 Territory Credit Manager (Ambala)
🏢 ICICI Home Finance (ICICI HFC)
📍 Ambala