QA/UAT Analyst – Apple Pay, Google Pay & Credit Card Authorization (Visa/Mastercard) Role: QA/UAT Analyst – Digital Wallet & Contactless Payments

Domain: Credit Cards / Payments

Key Platforms: Apple Pay, Google Pay, Visa & Mastercard

Experience: 4–8 years in Cards/Payments QA, UAT or Authorization Testing Role Overview We are looking for an experienced Credit Card QA/UAT professional to support implementation and testing of Apple Pay, Google Pay and NFC/contactless Tap &

Pay capabilities for Visa and Mastercard credit cards. The candidate should have robust hands-on expertise in credit-card authorization systems, payment/network simulators, digital wallet/tokenized transactions, ISO 8583 and EMV/contactless message validation.

Key Responsibilities Perform end-to-end testing of Apple Pay and Google Pay credit-card transactions.

Validate card provisioning to mobile wallets, including successful/failed provisioning, card eligibility and activation-related scenarios.

Test tokenized transactions,



including device-token-based authorization and relevant transaction identifiers/cryptographic data.

Execute NFC/contactless Tap &

Pay transactions across Visa and Mastercard.

Validate authorization flows covering approvals, declines, reversals, timeouts, duplicate transactions, refunds and exception scenarios.

Use payment/network simulators to generate authorization requests and simulate different transaction and response conditions.

Analyse ISO 8583 authorization request/response messages, including key fields such as DE2, DE3, DE4, DE22, DE39, DE41, DE42 and DE55/EMV data.

Validate differences between physical-card contactless and tokenized mobile-wallet transactions.

Perform positive, negative, integration, regression and end-to-end UAT.

Analyse transaction logs and troubleshoot issues across the wallet/tokenization layer, payment network, switch and issuer authorization system.

Prepare test scenarios/cases, raise defects with supporting logs/message details, perform ret

📌 Senior Test Engineer (Navi Mumbai)
🏢 Quality Engineering
📍 Navi Mumbai