Job highlights

- Expertise in defined benefits operations, ERISA compliance, in-plan guaranteed income products, and retirement platform implementations
- Manage benefits calculations, ERISA testing, retirement solution design, recordkeeping enhancements, loan processing, disbursements, and lead PMO functions for retirement transformations

Job Summary At EY, you'll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we're counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

Service line - Position Title: Retirement Manager Position

At EY, we're all in to shape your future with confidence.

Well help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.

Join EY and help to build a better working world.

Responsibilities

- Defined Benefits Operations (E.g. - Benefits calculations, Benefits Review), Perks Calculation for Retirement, Termination, Disability, Death, Divorce.
- ERISA Compliance - US Retirement Plan Testing (ADP ACP Testing, Corrective Distribution) Reporting experience.
- Deep understanding of in-plan guaranteed income products such as annuities embedded within defined contribution plans (e.g., target date funds with income guarantees).
- Experience in designing or evaluating protected retirement solutions through insurance-wrapped investment vehicles.
- Exposure to recordkeeping platform enhancements to support in-plan income features, including income projection tools, guarantee tracking, and participant-level income illustrations.
- Money in and Loans -Must have experience in handling money in Loan related activities, i.e. Check processing, contribution, loan initiation, Loan repayments, re-amortization etc.
- Disbursements: Distributions/Disbursements such as Hardship withdrawals, QDRO, RMD,



In-service distributions, loans or experience in processing 401K contribution, loan repayments etc.
- Understanding of business rules of Payout, Qualified/Non-Qualified Plans, Roth Conversion, Roth IRA, Fiduciaries, Defined contribution, Defined Benefits/Pension
- Exposure to Pension Benefit Guaranty Corporation (PBGC) study and Public Pensions
- Understanding of plan administration, group and account setup, eligibility
- Understanding of Vesting rules and Investment management
- Knowledge of middle office and back-office processing (retirement account origination, servicing, funds payout, reconciliation of funds, etc.)
- Experience supporting or leading PMO functions for large-scale retirement transformation programs, including project planning, milestone tracking, risk management, and stakeholder reporting

Proven ability to coordinate across business, technology, and vendor teams, ensuring alignment with project timelines, scope, and quality standards in retirement platform implementations or upgrades Skills and attributes for success

Consulting Skills

- Experience in creating business process map for future state architecture, creating WBS for overall conversion strategy, requirement refinement process in multi-vendor engagement.
- Worked on multiple Business transformation and modernization programs.
- Conducted multiple Due-Diligence and Assessment projects as part of Transformation roadmaps to evaluate current state maturity, gaps in functionalities and COTs solution features.
- Requirements Gathering, Elicitation writing BRDs, FSDs.



Conducting JAD sessions and Workshops to capture requirements and working close with Product Owner.
- Work with the client to define the most optimal future state operational process and related product configuration.
- Define scope by providing innovative solutions and challenging all new client requirements and change requests but simultaneously ensuring that client gets the required business value.
- Elaborate and deliver clearly defined requirement documents with relevant dataflow and process flow diagrams.
- Work closely with product design development team to analyse and extract functional enhancements.
- Provide product consultancy and assist the client with acceptance criteria gathering and support throughout the project life cycle.
- Managing service delivery within the agreed service level across multiple blended processes
- Implement operational governance framework quality review mechanism, communication strategy.

Technology Skills

- Proficient in technology solution architecture, with a focus on designing innovative and effective solutions.
- Experienced in data migration projects, ensuring seamless transfer of data between systems while maintaining data integrity and security.
- Skilled in data analytics, utilizing various tools and techniques to extract insights and drive informed decision-making.
- Strong understanding of data governance principles and best practices, ensuring data quality and compliance.
- Collaborative team player, able to work closely with stakeholders and technical teams to define requirements and implement effective solutions.

Industry certifications (ASPPA/LOMA/ RPF) will be added advantage. Experience on these solutions is preferrable.
- ALIS
- OMNI
- Relius
- NeoSpin
- Vitech
- TRAC

We expect you to work effectively as a team member and build good relationships with the client. You will have the opportunity to expand your domain knowledge and skills and will be able to collaborate frequently with other EY professionals.

📌 RC FS - BTI INS - Retirement Domain SME-Manager (Bengaluru)
🏢 EY
📍 Bengaluru