- Chartered Accountant or MBA Finance with 2-3 years experience in credit appraisal and compliance
- Implement credit policy, conduct credit appraisals, control delinquency, ensure compliance, report metrics, and support market research for product launches
This position is open with Bajaj Finance Ltd.
Culture anchor: work hard - consistently puts in effort. Plans and tracks daily progress to achieve targets. Execute with rigor - takes responsibility for meeting targets with focus and effort. Own it - maintains honesty and fairness in all interactions in line with the organization's policies. Act with integrity.
Responsibilities
- Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.
- Credit appraisal for BL Doctor Loans files for the assigned location.
- Keeping delinquency under control.
- Compliance of policy and processes.
- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format.
- Market Research and Feedback for recent product launch.
- Feed back on credit policy based on market conditions.
Required Qualifications and Experience
Chartered Accountant / MBA Finance with 2-3 years of relevant experience.