Key Responsibilities

1. Gold loan valuation and Accuracy in valuation of Gold

- Net Gold Loan Portfolio addition for the branch
- DPD cases resolution & NPA Gold auction
- Recovery of spurious/below 18 carat cases
- External valuer empanelment
- Maker of transactions (Cash, Gold loan, RTGS, NEFT, FT etc.)

7. CASA & A/C Maintenance NFTR %, discrepancy resolution TAT, Deliverables maintenance

- Back up to the Money Officer
- Assisting BOSM in Lobby management
- IAD & Gold loan rating score
- Process & product knowledge, Process adherence
- UV verification compliance

14. Timely reporting of branch issues to concerned verticals and follow up as per escalation matrix

- Helping BOSM in Business/ Marketing activities
- Business leads generation and closure
- Timely submission of Gold loan related documents to CPC post audit

📌 Gold Appraiser - Gold Loan (Haryana)
🏢 AU Small Finance Bank
📍 Haryana